(Yahoo News) — Which accounts need beneficiary designations? Any assets disbursed outside a will or not accounted for in a trust require a beneficiary designation. That list includes common kinds of accounts we all have, such as: Retirement accounts: IRAs, 401(k)s, 403(b)s, 457s, pensions, and self-employment retirement plans (e.g., Keoghs). Banking services: Credit unions, checking […]
(LA Times) — The days of free checking accounts in America are waning. New laws that reduce overdraft fees and the charges that banks impose on merchants for handling transactions are cutting deep into bank revenues, prompting many financial institutions to add charges or extra conditions on their checking accounts. The portion of checking accounts […]
(New York Times) — Savers just can’t catch a break. Because of persistent low interest rates, anyone looking for decent returns that are also safe has had a tough time this year. Most of the best savings accounts, for instance, don’t even top a 1.5 percent annual yield. Sure, some people have made out nicely […]
(AOL Tech/Switched) — The Internet is insecure by its very nature. As our recent interview subject Jeff Moss pointed out, the Net wasn’t designed with security in mind, so we’re still playing catch-up more than a decade later. Still, there are a lot of — okay, we’ll say it — needlessly stupid things we do (on […]