The Most Wasteful Money Habits
Paying for insurance benefits you don’t use
If you pay extra monthly to have the holistic benefits plan in your health insurance, then A) make use of those benefits and B) file the claim. If your plan covers, say, acupuncture, and you attend a $65 acupuncture session. You may feel too lazy to scan the receipt and upload it to the claims department. But you already paid for that acupuncture through your increased premium. Now you’re paying twice for it. File the claim.