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(NYT) — Check-cashing stores could make high-interest payday loans. Funeral homes could offer all-in-one package deals that are now banned in New York and that critics say prey on the families of the recently deceased. And so-called rubber rooms, where New York City schoolteachers languished during disciplinary proceedings until officials moved to close them this year, may soon reopen, this time for city firefighters and police officers.

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