(Smart Money) — Raymond McCauley loves Kristina Hathaway. He just doesn’t want to marry her. For the last six years, the two 40-somethings have been living together in Mountain View, Calif., where they’re raising their three-year-old twins. Why not tie the knot? They’ve been there, and done that, and for reasons emotional – and financial – they don’t want to do it again. “This works for us and we’re happy, so why get married?” says McCauley, a scientist in the biotech industry. They’re part of a growing minority of Americans who aren’t sure they want to re-board the marriage train – and the recent economy hasn’t exactly encouraged a change of heart. As financial issues take top priority for many Americans, the costs of getting remarried – losing benefits tied to an ex-spouse, for example – have grown to outweigh the emotional rewards. According to the most recent Census Bureau data, a little more than half of divorced men and fewer than half of divorced women are remarried, proportions that have been dropping over the last decade.
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