Can Smartphones Replace Credit Cards?

September 3, 2010  |  

(Read Write Web) — While the Bank of America has partnered up with Visa to begin testing out mobile payments later this month, analyst firm Forrester says one big question remains – are consumers ready to ditch their plastic? According to Forrester analyst Emmet Higdon, the test is less one of the technology involved, but the user interface and whether or not “consumers’ current love affair with smartphones is enough to change card payment behaviors that date back more than 50 years.”

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