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(AOL Black Voices) — If you’re lucky enough to get approved for a mortgage, or even get a pre-approval for a home loan, how do you know if you’re getting the best possible terms? One way to know a terrific deal from a so-so one, is to get an outside, professional opinion of your mortgage offer. Fortunately, this is now possible with the emergence of a handful of companies that will review your loan offer and give you feedback on it. They’ll even tell you if the loan is suitable for you, based on certain criteria you’ve set. One firm that provides home loan evaluations is Offer Angel, an online mortgage advice site launched in May 2007. “We are completely consumer driven,” Meghan Burns, co-founder of told me when I interviewed her for my book Your First Home. “We’re most concerned about educating the public and making sure they understand not just the rates and terms associated with their mortgages, but also the suitability of the loans they have.”

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