All Articles Tagged "moving"

Things To Consider Before Moving Cross Country

June 26th, 2015 - By Tanvier Peart
Share to Twitter Email This
Shutterstock

Shutterstock

The days of a traditional 9-to-5 with the same company in the same position is no longer the norm. In addition to telecommuting, certain positions now require additional commitments from their employees — like relocating.

But moving to a new zip code isn’t always a bad thing.

It’s a decision I had to make that ironically, had nothing to do with my profession. Both my husband and I work from home but under different circumstances. He’s an engineer who telecommutes full time. His team is on a completely different coast. I am self-employed. So long as I have  place to plug in my computer, I can work just about anywhere.

We made the decision, along with his parents, to take over their single-family home in Oklahoma. They were both moving out the country for work and we had our first baby at the time (now we have another child) and needed a wee more space than our New York City area condo had to offer. While my guy was able to get permission to move, we had to do it on our own without relocation assistance. Needless to say it was pricey, but through the proper planning (and saving), we were able to make it work.

It’s been a year since we made this life change and so far, so good. While things have been working out for us, that doesn’t take away the pros and cons when it comes to moving cross country. Here are a few things to consider before you do.

Inquire about relocation assistance. If your job is asking you to relocate, they really need to help pay for related costs. Ask about relocation assistance because moving on your own can and probably will cost a small fortune. If there is no help, you might want to weigh whether or not the move is actually worth it. If the answer is yes, start researching the most affordable option to move. Some might decide it’s a moving van — and pay for the gas — while others will look to a pod to ship their furniture.

Weigh the cost of living. Not all places are created equal. Should you decide to move, how will it affect your salary? Will you make enough or put yourself in a financial bind? The goal is to allow your income to stretch as much as possible, or get a boost in your pay.

Is there room to grow? This is a question that deserves some serious thought. Are you moving because you hate your current boss, or is there real potential for you to grow? You should always aim to make forward progress.

Are there other options nearby? Does where you’re moving have other companies with positions in your industry? Heaven forbid the job isn’t what you thought or there are layoffs, what will be your game plan? Make sure you research the area to make sure it has backup options.

There are probably other factors that will be at the top of your list when it comes to making a big move. For instance, if you have children, you need to search the area for the best school districts. Regardless, it’s important to take time and think before you act. You aren’t exactly moving across the street.

Moving On Up–Not! Major Decline In African-American Household Mobility

January 28th, 2015 - By Ann Brown
Share to Twitter Email This
Shutterstock

Shutterstock

It seems that African Americans just can get a foothold to move up. According to a new study, even before the economic recession, Black households in the U.S. had a major slowdown in their mobility.

The study was conducted by sociologist Patrick Sharkey and published this month in the journal Demography. The study offers a detailed look at the migration patterns of Black households compared to their White counterparts over nearly a century.

Sharkey examined three key trends among the generations: The extent to which previous cohorts conform to the “Great Migration” of Blacks from the South to the North; the degree to which more recent generations follow the so-called “reverse migration” as Blacks return to the South; and to compare the mobility of Blacks to that of Whites.

Sharkey found that older conformed to the Great Migration; Black families in those generations moved dominantly northward and eastward.

And moving became even more common among Blacks between the following generations as 32 percent of Black families relocated, compared to 23 percent of whites. Sixteen percent of Black households went northeast, while six percent traveled straight north.

Mobility starts to slow down as we get further along to the focal group of the study, those born between 1952 and 1982. “Sharkey finds limited evidence for a reverse migration. Startlingly, he instead finds that Black mobility has slowed to a crawl,” reports City Lab.  In fact, 85 percent of Black families did not move at all among these generations. And only eight percent of Black households moved South during this period.

Blacks didn’t even relocate from county to county. When Sharkey analyzed the county level, he discovered that almost seven in 10 Black Americans of of this later generation stayed in the same county from childhood to adulthood. This is  more than one and a half times the rate at which whites in the same generation stayed (45 percent). Additionally, more than 8 in 10 (82 percent) stayed put in the same state. And a whopping 90 percent remained in the same region.

“The degree of intergenerational geographic immobility among Black Americans not only is much greater than for whites,” Sharkey writes, “but also represents a marked shift from the prior generation.”

How To Find A Job Before You Relocate

November 26th, 2014 - By Taylor Gordon
Share to Twitter Email This
Shutterstock

Shutterstock

Relocating is a rewarding adventure if you plan accordingly.

If you don’t find a way to make money beforehand you could easily find yourself penniless in a strange place within a matter of weeks. So how can you find a job before you move? Read on to find out.

So You Want To Move To NYC?

July 9th, 2014 - By Dee Rene
Share to Twitter Email This
Shutterstock

Shutterstock

There’s no place like NYC but moving here can be a beast. If you have dreams of living it up in the city of bright lights like a character off “Sex and the City” there are a few things you should keep in mind.

Brokers’ Fees / Application fees

Most apartments require a credit check and background check. That will run you about $30-$50 per application. If you use a broker, find out their fees before you fall in love with an apartment. Brokers’ fees are the cost you pay to the person that shows you the apartment and helps you go through the paperwork.  Most apartments have a broker. The Broker does the work which is why the owner of the building enlists their services. Unless the apartment is listed as “no fee” there is a broker’s fee. This is usually 10-15% of the ANNUAL rent. An apartment that costs $1,300 a month costs $15,600 annually ($1300 x 12) which means your broker’s fee would be $1,560 – $2,340 IN ADDITION to your first month’s rent and a security deposit of one month’s rent. Which makes your total move in cost (1st months + security + broker’s fee)  4,160 – $4,940. Rough.

Getting the apartment – Time is a factor!

If you plan to move July 1, you can’t start looking for an actual apartment until June. Apartments go within the same day sometimes. You might catch a listing and by the time you call that afternoon the apartment is rented. You’ll need to have your money ready (via money order or cashier’s check) and your documents (copy of your ID, bank statements, application, copy of tax return, etc) in a packet ready to go so that if you love an apartment you can apply within 24 – 48 hours. Unlike other cities, there aren’t many places you can apply months in advance. To save yourself time, go visit different neighborhoods during the day and at night to decide the area you want to live in. Once you have the area narrowed down, when it’s closer to the time for you to move, you can use sites like Pad Mapper and Naked Apartments  to search the area for what’s available.

What’s nearby? Do you reallllly want a car?

Do you have to take the bus to get to the train? Will it take you two hours to get to work? These are all factors you want to consider when moving. The closer you are to the train line the more expensive the rent but sometimes you are paying for convenience. Use an app like HopStop to check your potential apartment address with your work address. The app will tell you the route you’ll have to take and the estimated time. You should walk around the neighborhood. Is there a laundry mat nearby? A real grocery store and not a bodega? Look for the type of things you’ll need weekly and remember this is a walking/train/bus city. You want to be nearby to something you use frequently.

Keeping the car is a matter of personal preference. But most neighborhoods have alternate day street parking. That means you will be moving your car every day from one side of the street to the other so that the street sweepers (boom boom baby) can come by and clean. Or you’re paying to house your car in a garage each day. You really can get 90% of places on the train or bus. But if having a car is a big deal to you, then you’ll want to search for a neighborhood with parking or without alternate street parking.

Utilities & Bills

Heat and hot water come pretty standard for most buildings as part of your rent. However, there are a few that don’t offer this which could significantly increase your monthly bills. It’s cold 80% of the time here and you want to factor in your heating bill before you pick a place where heat / hot water aren’t included. You can call National Grid (the gas company) or ConEd (the electric company) and find out how much the bills were throughout the cold season for the last tenant to help give you an idea of the cost. Moving to NYC also comes with new bills! Your monthly metro pass ($100+) is one. You also want to factor in that everything costs more here. A bottle of shampoo at Target in a smaller city at may be $4.00 but here it’s $6.50. Things are expensive. And of course your new “fun” bill. Living in NYC there is always something to do so consider you may spend a bit more on fun activities.

Use your network

No one can tell you where to live or what borough is best for you. You’ll need to hang out and explore each borough to figure out where you might want to live. Exploring is the key to finding a place that fits you. When you do go out looking, be sure to take someone that has lived in the city for a while. He or she may know the some key factors about the neighborhood (like the park that’s so pretty in the daytime is a bit too popping at night for you to walk home safely) that could save you a headache down the line.

The last thing to keep in mind is that although this is a hard, cold and hectic city, it’s the most amazing city to live in even for a little while. Random free concerts by your favorite artists, endless food options even at 3 am, culture, parties, arts and anything else you’re into is all here somewhere. Living in NYC isn’t always easy but it’s an experience you can’t trade. If you’ve always wanted to do it, keep these few tips and tricks in mind and make the jump! You never know if it’s the best decision you’ll ever make.

You Pay Rent, So Why Do You Hate Going Home? Knowing When It’s Time To Move Out

August 26th, 2013 - By Nicole Akoukou Thompson
Share to Twitter Email This
Shutterstock

Shutterstock

Every hair in the shower drain, every crumb on the kitchen counter, and every spec of descended fur from your roommate’s pair of moody cats echoes that it’s time for you to get the hell out of your living situation and find a new spot. Sometimes, the breaking point is long approaching, and sometimes you’re just one fake conversation away from putting everything you own in a comforter, and dropping it out of your window. Most of us know how to grin and bear it, how to keep the polite attitude long enough to not lash out. But having to suffer through the daily agony of withstanding an uncomfortable living situation truly does suck.

While the promise of having a perfect roommate (even when boarding with a friend) is a promise guaranteed to be left unfulfilled, there are some challenges that you shouldn’t have to face when living with another person. When you feel like you’re being managed or that you can’t be yourself in your own home; when you feel like your things aren’t safe or will be consumed and/or used in your absence; or, if the roomie just irritates the s**t out of you for an undisclosed number of reasons, then it’s time to start browsing Craigslist for a ‘spacey 1br with closet’. That is, if you’re trying to duck and dodge most broker’s fees. Also, if you’re made to feel uncomfortable or you’re forced to make plans just to keep busy, stay absent or otherwise distracted from your roommate, and you’re forced to slink from the front door to your bedroom like a trollop in order not to rouse the roommate’s attention, that’s another sign written in red. It’s unfair, particularly because you’re forking over a sizable chunk of your pay every month for rent and utilities. Beyond paying for a place to sleep, eat, and brush your teeth, you’re also paying for comfort.

For me, some decisions come on like a cold, a sudden moment of knowing; the sound of a person hacking up mucus, clipping finger nails, or moaning loudly can make the decision for me. The chatty, omnipresent, unemployed boyfriend of a roommate who meets me at every turn can be the deciding factor as well, especially after witnessing him spit into the kitchen sink. But retentiveness aside, if small things happen to be the determining factors, then it’s possible that there are larger dormant issues that have yet to be addressed, which you may or may not want to admit or recognize. Once, in a shared dorm, I had a roommate who would hit her ‘snooze’ button from the hours of 9 a.m. to 1 p.m., and another who had a slumbering boyfriend who was doing a permanent crash. While my issues with the two seem apparent, I later realized that fundamentally, these women were dissimilar to me in every way, and that exaggerated each fault of theirs in my mind. Both were privileged white women, with no awareness of personal politics or of their white privilege, and were both afforded the luxury of being overtly relaxed when it came to class attendance, finances, and responsibilities. It’s important to have a complete understanding of why you’re leaving a place, even it is simply about your roommate inviting herself into your room too often. But you should make sure you understand what the move is about so you know what to avoid when seeking future roommates.

Bad or unsuitable roommates aren’t the only reason we’re provoked to move. Let’s see, there are awful neighbors, lousy landlords, dodgy neighborhoods, noisy construction going on, and tiny living spaces are frequent reasons as well. Perhaps you have a landlord who won’t come and fix the random holes in the walls in your apartment, despite repeated requests. Or perhaps you live next door to a bar that blasts music from a.m. to p.m. Or maybe, just maybe, your upstairs neighbors do the ‘Insanity’ workout every morning, dead set on driving you insane. No matter the case, there’s a limit to how much you should have to rightly tolerate.

So, if you are planning on moving out, remember to give him/her notice (out of courtesy), and try to leave under good terms. While they might be a terrible roommate, there’s no reason to burn bridges. But when it’s time to go, do yourself a favor (and your sanity), and take the steps necessary to be able to hit the road…jack.

Breaking Up When You Live Together — How To Move Out Right

July 5th, 2013 - By Julia Austin
Share to Twitter Email This
Source: Shutterstock

Source: Shutterstock

Breaking up is hard enough without being put out of house and home. And if you did live with your man, odds are you thought you’d marry one day or at least be together for a long time: so this is no mild heartbreak. Every step of the move out during the breakup is delicate, and a misstep will make things much harder. So follow these guidelines.

The 9 Most Frequently Overlooked Tax Deductions

February 14th, 2013 - By Blair Bedford
Share to Twitter Email This
Shutterstock

Shutterstock

The 2013 tax season is here, and with many close friends, family members and acquaintances offering their personal services and advice, they might overlook a few of the tax deductions you could possibly qualify for.

Filing your taxes may seem simple enough, but make sure you are getting all you deserve from the year and take note of these commonly overlooked tax deductions before filing and completing your taxes for the season.

Make That Money, Honey: Melyssa Ford Is Taking On Real Estate!

February 9th, 2013 - By Drenna Armstrong
Share to Twitter Email This
"M Ford pf"

D. Salters/WENN.com

These are the times we need to applaud the video vixens.

Former video vixen Melyssa Ford, who has long since turned in her video attire, recently joined a major real estate company.  According to Allhiphop.com, Ford has joined Blu Realty Group, a full-service luxury real estate company in Nww York. She’s joining the team as a real estate broker so you know she’s going to use her contacts in the entertainment world to bring big dollars to the company.

Blu Realty is a very serious player in the real estate industry. Owned by Chadad and Moshe Balalo, Blu Realty closed over $100 million in property sales last year.  That’s huge for a somewhat small company.

Ford, who has a degree in Forensic Psychology, took an intense three month class at Blu Realty which included training from a real estate teacher and mentoring from the owners.

Chadad Balalo is very eager to get started:

“We are extremely excited to have Melyssa on board with Blu Realty.  Ms. Ford will add a high net worth clientele base to our already diverse client list in New York.”

Ford has actually already help them close a $15 million deal in New York. It looks like she is ready to take this new career by storm!

Do you have any side hustles? Have you switched careers completely to possibly fulfill a new passion?

Calculating the Cost of Relocating

September 26th, 2011 - By TheEditor
Share to Twitter Email This

(Wall Street Journal) — Relocating for a job can be a great career move for someone starting out. And with the still-high unemployment rate, more young job seekers are willing to expand the geographic parameters of their searches. According to a survey by consulting firm Challenger, Gray & Christmas, 9.4% of job seekers relocated for new jobs in the first half of 2011, up from 7.6% a year earlier.  But a move to a different city, state or country can be complicated, with many factors to consider — such as what, if anything, a company will pay to help you move, the cost of living when you get there and if you can adapt to the new culture.

Read More…

Change Residence But Keep Identity Safe

July 28th, 2011 - By TheEditor
Share to Twitter Email This

(Black Enterprise) — According to the U.S. Census Bureau, more than 37 million Americans—roughly 13% of us—move to a different home every year. That’s a lot of transition. Unfortunately, moving season also represents a lot of opportunity for crooks and con artists who want to fleece you financially. “Half of all moves take place between Memorial Day and Labor Day,” says Steve Schwartz, Executive Vice President of Consumer Services for Intersections Inc., an identity theft protection company. “A lot goes into a big relocation, and often times identity protection is not top of mind with everything else that’s going on.” To guard against potential identity theft, Schwartz recommends that consumers take the following steps–before, during, and after a move.

Read More…