(SmartMoney) — During November and December, consumers are expected to buy $447 billion worth of holiday gifts. That’s a 2.3% increase over last year and, if each dollar generates a single rewards point, enough to cover more than 17 million free plane tickets, $28 million in cash back or a whopping $4.4 billion in store credit. This holiday season, stores and credit-card issuers have rolled out temporary reward bonus programs that, in concert, can generate meaningful savings. Some credit-card companies have increased their cash back or rewards points bonuses; some stores have increased the benefits of their loyalty programs by threefold; and more consumers are shopping via popular rewards portals (like an online shopping mall) to earn even more rewards. Combined, that can mean big savings.
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