How One Mom Paid Off $36K Of Debt In Under Two Years

November 5, 2015  |  

When you have looming debt, nothing can seem to go right until it’s paid off. One family of five erased a $36K burden in less than two years with some very creative solutions.

“I’m a firm believer in living a frugal lifestyle without deprivation,” Amiyrah Martin, a New Jersey mother of three (ages, 10, 5, and 14 months), writes on her blog 4 Hats and Frugal. During a episode of ABC’s FabLife with host Tyra Banks, Martin shares her clever strategies for living simply.

“For our family of five we do a $64 a week grocery budget,” she tells Banks. “It’s very tight. No coupons — real food.” How she does it: Weekly circulars. “You can get 33 cents for pasta or a $1.10 a pound for your chicken breast,” she says.

When it comes to her kid’s clothing, Martin admits she loves name brands but she refuses to pay full price. Instead, she offers friends and family referral links on specialty sites and in return, receives free items of clothing (leather jackets, boots, purses) or cash back. Martin also loves online shopping at rebate sites. “This year we’ve gotten back over $200,” she says.

Watch the full FABLife episode, Thursday November 5th.  Check your local listings at

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