What His Poor Credit Reveals About Your Relationship

October 8, 2015  |  

When it comes to desired traits in a potential partner, singles generally express that they want someone with similar values, earnings, and perhaps even hobbies. However, according to the Washington Post, new research suggests that credit scores should also be taken into consideration—especially if a long-term relationship is the intended goal.

A new working paper from the Federal Reserve Board explores the connection between credit scores and committed relationships. The findings may be alarming to some. According to the study, a partner with a poor credit score could mean bad news for the longevity of that relationship.

Research suggests that people with higher credit scores are more likely to form and remain in committed relationships and marriages when compared to those with less than stellar credit. This, of course, makes sense since a person’s credit score speaks to how trustworthy and responsible they are in some ways.

“We argue that one such skill could be an individual’s general trustworthiness and commitment to non-debt obligations,” the researchers write.

But before you go adding “must have 850 FICO credit score” to your list of non-negotiables, be sure that your credit falls within that “exceptional” bracket as well. The same study suggests that couples who have similar credit scores at the beginning of the relationship are more likely to stay together than couples with drastically different scores.

Of course, sustaining a lasting relationship is going to require a lot more than matching credit scores, but researchers believe that having them will certainly swing the odds in your favor.

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