Contribute at least 10 to15 percent for retirement
You are doing a huge disservice to yourself by contributing the minimum amount to your retirement account–or nothing at all. You need platforms like a 401(k) or an IRA to help you save money and allow it to accumulate over the next few decades. Do your best to save at least 10 percent of your income as you need to invest more in your future in order to see it grow. You should also take advantage of any company match programs that will add additional money to your financial pot.