You qualify for a healthy loan
Let’s be real here, most people could qualify for a home mortgage loan. The question is whether it’s a good deal. There are many factors that go into how much home the bank is willing to spot you for, and the associated interest rates. Things like debt-to-income ratio and your credit score can determine just how much they are willing to lend. You should definitely jump on an opportunity should you qualify for a loan that meets your budget requirements (don’t just take one that’s super high) and comes with lower rates.