8. You can afford to take a vacation AND pay your car note.
This is what I loved most about my late twenties. It wasn’t until the last few years that my vacations actually involved flight reservations. I’ve had some humble adventures that included Toronto, Las Vegas and Atlanta which is pretty impressive for this Philly native who spends most of her days freelance writing and working at a small non-profit. Think of twenties as the “so hood” days of your life: peanut butter but no jelly, nice apartment but IKEA furniture. Even if vacations aren’t your thing, if you’ve been fortunate enough to maintain steady work, by thirty you should be able to afford not only the necessities, but some extras too.