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Retirement can be an anticipated pleasure or a kiss of death. It basically boils down to what you are currently making and what you have saved up. Thinking about future plans far in advance can be really difficult, especially if you are dealing with the woes and worries of today. Why should I think about relaxing in my senior years when I have bills to pay right now?

While this is true, your actions of today are your consequences of tomorrow. And if you fail to save for your retirement, you may not even get the pleasure to stop working during your last days. Well what does this mean for those of us who do what’s necessary to make end’s meet? Maybe you are working a job to pay the bills that doesn’t offer a high salary? Or perhaps you are working in a freelance or contracting capacity where retirement plans are not in the cards? Whatever your situation is, just know you have options.

Here are some tips on how to save for your retirement on a limited budget or income.

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