Check Out the Best Checking Account Promotions Before They Expire

July 19, 2013  |  


The checking account is the most popular banking product with 90 percent of Americans having one. It would be in your best interest to know which bank offers the most beneficial incentives for your finances. Check out the banks are servicing the best checking account promotions today, according to

Chase Bank, the largest bank in the United States, comes in at No. 1 with the most alluring checking account promotion: they are offering customers $200. with a deposit of only $100 within the first 10 days of activating the account.  You can setup your direct deposit for the account within the first two months of activation. This offer ends in a month, so be sure to take advantage of this promotion before August 15 rolls around.

PNC drops in as the second-best with its Virtual Wallet Deal offer. Customers will receive a $150 bonus when they activate a Performance or Performance Select Checking Account, make a qualifying direct deposit, and make at least one payment via PNC’s online bill pay. This offer ends on July 27.

Sovereign Bank entices customers to apply for their Premier Checking Package with an offer of $125. To receive the bonus cash, customers must activate their account by July 31 and “make five debit card purchases or set up one direct deposit by September 30,” says GoBankingRate.

These promotions are appealing, but be mindful to read the fine print of what lies underneath these offers. “[T]he key to finding the best checking account is not just focusing on the bonus cash amount being offered, but the account’s terms and conditions,” says Jennifer Calonia, editor of GoBankingRates, “because that’s what matters beyond the promotional cut-off date.”

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