You Can’t Help Everyone
When you’ve got it together, people notice. And when they need a little help getting back on their feet, they’ll come to you. Be choosy with who you help. Not everyone is going to be as reliable as you are (that’s might be why they need a loan in the first place). Some live by the idea that they only loan money that they’re OK with not getting back. Moreover, part of the reason why you’re OK is because you’re thoughtful about it. Lending it to everyone and anyone will only get you in financial trouble.
Helping out and being a good person is nice, but you shouldn’t do it at your own personal expense.