Follow the Money Honey
Download an app on your smartphone to track everything you spend and scratch out things you don’t want to waste money on anymore. Figure out if these expenses contribute to your happiness in life or are really just a waste of money. Eliminate the excess purchase of a coffee here, an extra lunch out there, and a magazine every now and again. Watch it add up over time! Many of these purchases will be made out of habit, boredom or a desire for convenience.