And prepare to budget
He may tell you that your spending habits don’t need to change at all. He may even insist that. It may be true, and it may be his pride speaking. It’s hard for a man to tell his partner, “I can’t afford to do that right now” or “We can’t afford to do that right now.” You may have to guess, on your own, that it’s not a good time for you two to go on a cruise or buy all new furniture.