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The Perpay app is giving “ball on a budget” a new meaning.

We can’t always afford the things we want when we want them. Thanks to the Perpay app, you can still treat yourself when money is tight. This app allows you to make monthly payments on whatever you buy. The payments don’t drag on for months either. After eight weekly payments, whatever you purchased will be paid in full.

When you first sign up for PerPay, you are assigned a spending limit based on your income. This is helpful as it keeps you from shopping outside of your means. To help calculate an accurate spending limit, it is recommended that users upload a copy of  their paystub. Once your spending limit is determined, you will be shown products that are in your budget. For example, I can buy Michael Kors and MCM bags,  JBL or Beats headphones, an iPhone Max or a Samsung Not 9, Insignia and Samsung flat screen televisions, Pandora charms and bracelets, Dell, HP and Lenovo laptops and a host of other things. Their inventory of  accessories, purses, gifts, games, toys, perfumes, cookware, sneakers and electronics is endless. Monthly payments can range from $8 a month to $200 a month. It all depends on what you’re purchasing. There is also an option to make four payments if you want to speed up the payment process. As you add products to your shopping cart, your profile is updated with how much money is left in your budget to spend. Once you make your first payment, your order is shipped.

Head over to Perpay to sign up!

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