Embrace some risk
Men are more likely to embrace risk, as an overall concept, when it comes to money matters. They’ll trade stocks more, and swap out investments frequently, tracking the stock market. Women tend to invest in steady but low-yielding funds, leaving their money there for years or decades without touching a thing. It’s good to have one or two investments like those, but the true financial earnings come from tracking the stock market and trading. The true losses can come with that too, but that’s the risk men are willing to embrace.