All Articles Tagged "unemployment"

Overall Unemployment Rate Down To 5.5%, But Rate Of Jobless Blacks Remains Unchanged

March 6th, 2015 - By Kimberly Gedeon
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It’s lookin’ real good out there for job hunters. The economy is showing signs of rejuvenation with more than 250,000 jobs injected into the market, according to the Bureau of Labor Statistics. The unemployment rate, Business Insider reports, dipped from 5.7 percent to 5.5 percent.

The total number of unemployed Americans dropped from 9 million to 8.7 million, and the jobless rate is the lowest it has been since May 2008.

For 12 consecutive months, the economy has been adding at least 200,000 jobs each month. And over the past three months, job gains averaged 288,000 per month. Not bad!

The job gains sprouted from food and drinking sectors, business and professional services, construction, transportation, warehousing and healthcare. Other major industries, such as wholesale trade, information, government, and financial activities, saw inconsequential change over the month of February.

Zooming in on African-Americans however, the jobless rate stubbornly remained at 10.4 percent, according to Consumer AffairsA recent New York Times article even noted that “simply being black makes it harder to find a job.” Progress in employment for Blacks, the NYT adds, can happen if hindering barriers are knocked down:

“It is possible stronger growth would have even larger benefits for black workers, by eroding the importance of the various structural obstacles that have historically made it harder for them to find jobs.”

The NYT also points out that Black workers’ resumes, on average, are less competitive because they’re more likely to have been incarcerated — this can be attributed to living in lower-income communities where it’s much easier to have a run-in with law enforcement.

“Living in these places may also make it harder for workers to obtain a good education.”

The unemployment rate for other major groups, white (five percent), Asians (four percent) and Hispanics (seven percent) remained stagnant as well — except for teenagers. Adolescents saw their jobless rate dip down by 1.7 percentage points to 17.1 percent in February.

The average hourly earnings for all workers on private payrolls rose by three pennies to $24.78.

January’s jobs report, for comparison, initially reported an addition of 257,000 jobs, but that figure has since been revised to 237,000.

Black Unemployment Rate May Hit Single-Digits By Mid-2015

January 13th, 2015 - By Kimberly Gedeon
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From a big picture perspective, last week’s jobs report, which boasted a 5.8 to 5.6 percent drop in unemployment — sounds pretty inspiring. It is, after all, the lowest unemployment rate since June 2008, before the Great Recession. But zooming in on the Black jobless rate, that figure is nearly twice the national average at 10.4 percent. Worry not, though — there is hope! Analysts foresee a single-digit jobless rate on the horizon.

According to BlackVoiceNews, Black Americans may see the unemployment rate dip down below 10 percent by mid-2015.

“If the same trends in the labor force participation rate and the decline in the unemployment rate that we saw in 2014 continue into 2015, the Black unemployment rate should get down to the single digits by the middle of this year,” said Wilson, director of the Program on Race, Ethnicity, and the Economy (PREE) at Economic Policy Institute.

Wilson analyzed the labor force participation rate, which includes those who are currently working or actively looking for a job, and the employment-population ratio. “She found that Blacks had the biggest increase in both measures from December 2013 to December 2014,” BlackVoiceNews wrote.

Though the Black unemployment rate still hovers at a disheartening double-digit percentage, it did decrease from 11 percent in November and 11.8 percent from the year prior. Focusing on the labor force performance of Black women over the age of 20, BlackVoiceNews notes a decrease from 9.5 percent in November to 8.2 percent in December. For comparison, White women saw their jobless rate slide from 4.5 percent to 4.4 during the same period.

As for Black men over the age of 20, the unemployment rate trickled down from 11.2 percent to 11 percent from November to December. White men saw their November 4.6 percent jobless rate drop to 4.4 percent in December.

During a Q&A Facebook session with MSNBC’s Chris Hayes and Labor Secretary Tom Perez, one inquirer posed that very question about why there is such a stark difference between Black and White unemployment rates:

“Why is it that under the First African-American POTUS only African Americans have had double digit unemployment his entire term and why nothing is being done to address that crisis?” Heyward Johnson asked.

“The unemployment rate for African Americans has fallen 6.4 percentage points since its peak in March 2010. It is close to its pre-recession level but is still unconscionably high. The President’s investments in skills, highway infrastructure and minimum wage help all workers, including African Americans. In addition, the President has targeted specific investments through his My Brother’s Keeper Initiative, Promise Zones, and Secure Cities, Secure Communities initiative to help address the persistent unemployment and opportunity gaps in minority communities,” Perez replied.

Wilson would assure Johnson that the labor force projections for African Americans looks optimistic: “The African American workforce is benefiting from the job growth that is taking place right now and the longer that continues, the better it’s going to be for those communities.”

“The country added 252,000 jobs last month, higher than the anticipated 240,000,” MadameNoire wrote. “An average of 246,000 jobs were added each month in 2014, the highest since 1999.”

More Job Seekers Emerge… And They May Be Working Well Into Their Retirement Years

August 4th, 2014 - By Tonya Garcia
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The latest job numbers continued the gains we’ve seen in past months, but the final tally was markedly lower. In July, 209,000 jobs were added to the US economy, versus 298,000 in June. While the number is disappointing, taken from a wider view, 1.5 million jobs have been added in the past six months, the strongest figures since 2009. That includes a small comeback in the manufacturing and construction areas, which were hard hit when the housing market collapsed.

“Jobs in these sectors tend to offer middle-class wages. The recovery is no longer dominated by hiring for low-wage retail and restaurant jobs,” writes CNNMoney.

Nearly nine million jobs were lost during the recession, according to numbers provided by the site.

Still, there are roadblocks to this recovery. The unemployment rate actually went up a touch, from 6.1 percent to 6.2 percent as job seekers, seeing encouraging signs, decided to resume the search for work.

Then there’s the fact that the job gains are not evenly spread. For Blacks, the unemployment rate jumped from 10.7 percent up to 11.4 percent between June and July. Then you have the persistence of the wage gap, which impacts everyone, but some groups more than others.

“Women of color across the U.S. face a wage gap affected by both gender and race. An African American woman working full time, year-round, makes on average a whopping $18,650 less each year than a white man working full time, year-round,” reads The Huffington Post.

And the repercussions of the wage gap are felt well into our golden years.

“Because retirement savings are ever more closely tied to income, the widening gulf between the rich and those with less promises to continue — and perhaps worsen — after workers reach retirement age,” reports the Associated Press. “That is likely to put pressure on government services and lead even more Americans to work well into what is supposed to be their golden years.” The average Social Security payment last year was about $1,300 per month. And retirement savings is dropping as fewer people participate in savings plans, in some cases because just living from month to month is a struggle.

Finally, the wages themselves haven’t increased by a significant amount — only a penny an hour in July to $24.45. Overall, wages have gone up two percent in the past year, not enough to keep up with the rising costs of food, student loan repayments, and the other necessities of life.

A CNN/ORC International study released on Friday found that 41 percent of people rate the economy as “good” while 58 percent say it’s “fair.” So people realize that while things are improving, we’re not out of the woods. (Though the one percent seem to be doing just fine.) It’s forecast that the economy will play a big role in who gets elected in November, and the minimum wage question will continue to be debated as one solution for what financially ails the country.

If You’re Unemployed, You May Want To Avoid These States…

June 24th, 2014 - By Tanvier Peart
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These days it’s pretty hard to find the silver lining in being unemployed. With close to half of the jobless giving up their search and what seems like a scarcity in jobs, fewer and fewer people are entering the workforce. Here’s a rundown of the best and worst states for the unemployed. While this information may not help to change your situation, at least you can see how your area is doing when it comes to things like job growth and benefits.

In need of a job or looking for that next opportunity? Check out the MadameNoire job board!

Read 10 Tips on Surviving Unemployment

No Help Wanted! Black College Grads Face Discrimination In The Job Market

May 27th, 2014 - By Ann Brown
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The job market in general is tough for college graduates, but it is even tougher for black grads. According to a new study, African Americans face more difficulty when it comes to finding a job after school is done. Twice as many black grads were unemployed in 2013, according to new report the Center for Economic and Policy Research, a left-leaning think tank that studies inequality and other economic issues.

“Recent black college grads ages 22 to 27 have an unemployment rate of 12.4 percent, more than double the 5.6 percent unemployed among all college grads in that demographic,” reports Al Jazeera America. This comes down to more than half of black graduates, 55.9 percent, being underemployed.

It doesn’t even seem to matter what major the students graduated with degrees in. Recent research shows that those with a liberal arts degree will have a harder time finding employment. While there is an overall need for STEM field grads, black graduates in the areas of science, technology, engineering and math still have a 10 percent unemployment rate and a 32 percent underemployment rate.

When there are economic downturns, it is usually young workers who suffer and, more particularly, young minority workers. The black jobless rate has been consistently almost twice the white jobless rate for the past 60 years–yes, 60 years! So black grads are facing a double whammy.

There are various ways black grads are facing discrimination. “One study found that job applicants with “black sounding” names (researchers gave Lakisha Washington and Jamal Jones as examples) were less likely to get called back for an interview than their counterparts with the same qualifications who had “white sounding” names (like Emily Walsh or Greg Baker),” reports The Huffington Post. And as we recently report, another study found that employers are more likely to assume black applicants used drugs without the benefit of a drug test.

All this does not bode well. “Experts note that a person starting out at a disadvantage straight out of college will face the economic consequences over a lifetime,” reports HuffPo. Explains Mark Zandi, the chief economist at Moody’s Analytics, “earnings over the course of a career depend critically on where a person begins.”

My Own Battle With Depression: Why People Should Empathize With, Rather Than Criticize, Karyn Washington

April 14th, 2014 - By Charing Ball
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“Yeah, tell me about it. Stuff around here has been crazy for me too. I can’t even begin to explain. But I can tell you that there ain’t no crystal staircases around here,” I said in a telephone mouthpiece.

I knew I had butchered Langston Hughes in my attempt to sound profound, but I was too broken to care.

And so was the long-lost girlfriend on the other end of the line. We were never super-close really, only knowing each other in a professional manner. But we were cool enough to the point that I didn’t mind her reaching out to me for help not too long ago. At the time, I just didn’t understand what she thought I could do. “Yeah I know. I’m just going through everyone in phonebook. It’s just really bad right now,” she said, as her voice trailed off into a whisper.

Admittedly, it has been a tough period in life for the both of us. She, a part-time artist, lost her full-time job back in August 2012; Me, a part-time writer, I lost my full-time gig a few months after she did in October. I was saddened to learn that, like me, she too had been struggling to make ends meet while trying to forge new paths in life. The news was somewhat stunning at the time, considering that my colleague always seems to be involved in one thing or another. If she isn’t volunteering for park projects, she is organizing events in the community or having an artist showcase. I see her name and face tagged in all sorts of happy pictures on social media, and the times I had run into her, she always seemed to be extremely positive, optimistic and in good spirits. But she was actually feeling the opposite way.

“Somedays I can’t even get out of bed. And I’m starting to think I have depression,” she confessed.

I was pissed at my friend for not reaching out to me sooner. But that annoyance quickly evaporated when I looked inward and reflected on my own inability to reach out. Then I understood: Who am I to judge?

I think this is why I find myself irked when reading the threads and conversations around the passing of Karyn Washington, founder of For Brown Girls and #DarkSkinRedLip. In particular, it is the lack of empathy and casual dismissals, which have found their way under my skin. I’m not going to call anyone out specifically, because I’m not trying to accidentally throw these specific cowry shell hawking, anti-black women ministrants anymore publicity than they already don’t deserve. But I want to speak to the less opportunistic lot of you, who seem confused about how someone can act as a beacon of empowerment for other women, and not be that for herself. Although I admired her work, I never met Washington, so I can’t tell you her whys and hows. But I can share with you my own battle with depression, which hopefully will give you insight:

I was convinced that losing my job was a universal sign that it was the time to go out and give my part-time dreams a full-time whirl. All of them. I was going to excel professionally (and more importantly, financially), find love and travel. For a while I was really believing that. And then winter arrived – both literally and figuratively. First the heater went. Then the polar vortex happened. Then my plumbing messed up because of the polar vortex. Then the parking authority had it out for me. Then my dog got injured and I had to put him to sleep. Then my grandma died. Then money wasn’t adding up…

Basically, the grand investment in myself, which I was sure the universe had co-signed, had turned into the sequel to Lemony Snicket’s A Series of Unfortunate Incidents.

And yet, I was walking around with a fake smile. When anybody asked how things were going, my response was always, “fine.” That’s what we are suppose to do. That’s what we are taught to do: Think positive thoughts. Think so that one day you become. Don’t give into the negative. Negative thoughts become you.

Abracadabra, laws of attraction and all the rest of the self-help jazz hands.

But by mid-February – after the umpteenth snowstorm, fifth personal crisis and the second blue letter from some utility company threatening to cut-off my lights and heat like I wasn’t still living there – I finally snapped.

I went around the house, cursing the heavens, throwing stuff and turning over furniture. It was actually quite therapeutic–until I smashed one vase too many and a fragmented piece ricocheted off the hardwood floor and smacked me right in the eyeball (To this day, I still think I have a piece of porcelain in my eye, but medicaid hasn’t expanded in my state, and I’m too poor for Obamacare, so if there is glass in my eye, I just have to make due with looking around for it right now). Man, I felt like I had hit rock bottom. I couldn’t even get angry and throw s**t, correctly? I curled up into a ball on the floor and wailed from both the emotional and physical hurt of it all.

I thought about it. I thought about the box of over-the-counter sleeping pills in the cabinet. At the time, it totally made sense. What was it all for? What am I doing here? Nothing I do seems to matter. I don’t feel like I matter, and if this is the case, I might as well make an early retirement and find out for sure what is on the other side.

I would like to say that it was faith, which told me not to take those pills that night. Believing in others, and truthfully, even myself, has not always been a strong suit of mine. Rather, I think it was actually hope that kept me strong that night–the hope that I’m wrong about everything, and that I do matter and what I do matters out here.

And it is that contradiction within myself, which inspires me to write daily on principals of justice, equality and empowerment, even at times when I feel powerless. And I imagine it is also why my friend volunteers her time and energy into the community; and why poor people in general tend to be more charitable and helpful to others than their more wealthier counterparts; and why some of us, who harbor the most personal insecurities and hang-ups, teach the virtues of loving yourself to others; and why those in lockdown are often the ones who sing the loudest about black folks gaining their freedom from racial oppression. It’s the hope that whatever we put out into the world will find ways to manifest in our own lives. Maybe. 

Some folks may think I’m weak and a hypocrite. But while we ponder over the strength and vitality of those, who have thought about taking their life, and those who have actually given in to the thought, let us also remember those times when we criticized, mocked, denounced and sometimes angrily confronted people, who talk too much. You know who I’m talking about: the over-sharers on Facebook with baby-mama/daddy drama; The random lady with the frowny-face on the subway you just commanded to “smile” because, “it ain’t that bad”; The sensitive guy, who you laughed at because he dared to show tears after a hard breakup or some other personal loss. As a society, we are good at being judges and jurors, but suck really badly at being good stewards and helpmates to one another.

“Honestly I think the answer is that we have to stay connected with each other. Like, that is the only way we can get through life,” said my long-lost girlfriend on the other end of the phone line. I listened to her wax poetic some more about the emotional and physical value of interconnectedness. She made some solid points. I told her that if she is ever feeling down, I don’t care the time or day, to give me a call.

Then I hung up with her and reached out to another girlfriend, who too is part of the long-term unemployed, on top of her other personal problems. She told me she was happy I called because she was, at that moment, going through it. We talked old-school style with a single bottle of malt liquor on a park bench, unloading on each other. She listened without judgment and I listened without fake concern trolling. Nothing in any of our lives was solved that night. But at least we helped each other to not feel alone.

Can The Inequality Gap Be A Color-Blind Issue? Politicans Act Like It Is

March 20th, 2014 - By Ann Brown
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One of the latest political/social issues to grab a lot of attention is the inequality gap. But the discussions often dance around the notion of how race affects the gap. In 1967, in throes of the Civil Rights movement the median household income was 43 percent higher for white, non-Hispanic households than for black households. Things have changed, but for the worse! In 2011, median white household income was 72 percent higher than median black household income, according to a Census report from that year.

The gap is even more glaring when you look at the median household wealth instead of yearly income, reports MSN. The Pew Research Center found that in 1984, the white-to-black wealth ratio was 12-to-1. It narrowed by 1995 when the median white income was 5-to-1 to black income. But incredibly, by 2009 the ratio shot up to a whopping 19-to-1.

Despite this, politicians are avoiding discussing race and the inequality gap. A new 204-page analysis of the federal War on Poverty, led by Rep. Paul Ryan (R-Wis.), barely mentions racial disparity. And remember Ryan recently said poverty is due in part to the fact that “inner cities” have a culture of “men not working,” a comment he ultimately called “inarticulate.”

While President Obama did note that “the painful legacy of discrimination means that African Americans, Latinos, Native Americans are far more likely to suffer from a lack of opportunity—higher unemployment, higher poverty rates” during a December 2013 address, it was just one line.

So why the deliberate avoidance of race? “I think it doesn’t make for good politics,” Color of Change executive director Rashad Robinson says. “It’s messy and requires us to be deep and think about much bigger and more long-term solutions than Washington’s oftentimes willing to deal with.” But when taking about employment and home ownership it is hard to keep out the issue of race.

A recently study from Brandeis University found that the disparities in homeownership are a major driver of the racial wealth gap especially due to “redlining, discriminatory mortgage-lending practices and lack of access to credit.

And for those black families who finally owned homes, the Great Recession reversed the advancements, many losing their homes in foreclosure.

And when it comes to employment, black unemployment is still twice as high as white unemployment—a ratio that has been solid since the mid-1950s.

“The underlying narrative that many people share is that whatever inequities still exist, they’re due to the misbehavior or dysfunctional behavior of black folks themselves,” said William Darity Jr., the director of Duke University’s Consortium on Social Equity. “So there’s no reason to pay attention to racial disparities because one doesn’t believe they’re still significant, or there’s no need for public policy action by the government because it’s just a question of black folks changing their own behaviors.”

Even Obama often likes to stress personal responsibility when addressing the black community. His new “My Brother’s Keeper” initiative emphasizes it in its effort to help young men of color.

Darity argues that self-perpetuating inequality will only be broken through wealth transfers.

“People’s behaviors are largely shaped by the resources they possess, and if their resources altered, than they might change their behaviors,” he said.

Can The Democrats Pull Off Iffy Move To Reinstate Unemployment Benefits?

March 12th, 2014 - By Ann Brown
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An unemployment rally at the New York Stock Exchange. (Photo by John Moore/Getty Images)

An unemployment rally at the New York Stock Exchange. (Photo by John Moore/Getty Images)

Democrats in the House are trying to restore long-term unemployment insurance to two million workers by using a rare parliamentary maneuver, reports The Huffington Post.

Called a “discharge petition,” the procedural move must capture a majority of House members to support a discharging of the bill from a committee that has been stalled. But there really is not much hope the Dems can pull this off. They already failed once on another recent discharge petition concerning minimum wage legislation. They couldn’t gather the necessary 218 votes. However, they already have 100 Dems who say they’re ready to sign on.

In general, discharge petitions are unsuccessful. “Since 1931, when the maneuver took its current form, 563 discharge petitions have been filed but only 47 received 218 signatures, according to the Congressional Research Service. Over the past 30 years, seven petitions have made it to the signature threshold, and all of them received floor votes,” reports HuffPo.

However there is some strategy behind the latest move by the Democrats: they want to put pressure on Republicans.

“If my colleagues want to vote against the extension, I respect their right to disagree; but failing to even allow a vote goes against the very progress that families and our constituents demand,” said Rep. Brad Schneider (D-Ill.), who will file the discharge petition. “Partisan politics must not be allowed to get in the way of doing the right thing for our middle class families. That’s why I’ll be filing a measure to end the gridlock and force a vote on extending unemployment insurance.” In an election year, this could be a powerful message.

Rep. Sander Levin’s (D-Mich.) unemployment insurance measure is stuck in the House Ways and Means Committee and it hasn’t even made it to the floor for a vote. Under Levin’s bill federal unemployment insurance would be restored until year’s end. Benefits would be available for workers who have used up six months of state compensation. At the end of December, benefits ended for 1.3 million workers and since then another 700,000 workers have lost theirs as well. Levin’s legislation gives workers lump-sum payments for missed benefits.

The move would help millions, as nearly four million workers have been unemployed six months or longer, according to the Labor Department.

But House Republicans want GOP-friendly provisions to be added to the bill.

“The Speaker has said repeatedly that if Senate Democrats can produce an extension of temporary emergency unemployment benefits that is not only paid-for, but also does something to actually create jobs, he will be happy to discuss it,” Brendan Buck, a spokesman for House Speaker John Boehner (R-Ohio) said in an email.

But the projections say otherwise; the Congressional Budget Office’s estimates say 200,000 jobs would be added if the insurance bill was enacted.

Democrats are taking it directly to the people with Sen. Cory Booker’s (D-NJ) sending an email asking voters to sign a petition to force Speaker of the House John Boehner’s hand. You can read more here.

Tips & Tools For Effectively Using Your Smartphone To Apply For Jobs

March 11th, 2014 - By Rhonesha Byng
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We all pretty much live on our cell phones. And these days, you can use your phone for pretty much everything from ordering food, to booking a flight, and even managing your personal brand. But can you use it to apply for a job? You can if you have the right tools.

Although mobile sales are outpacing PC sales, just  26 of the Fortune 500 companies have recruitment via smartphone opportunities available. But numbers show that the practice is likely to increase. While just  20 percent of top companies have a mobile-friendly recruiting site, those who do post jobs that are optimized for mobile tend to have a faster response time.

“Applying online is now requisite in most pre-hire situations, and with over 7 billion mobile devices out there, applying via mobile should be an obvious standard,” explained Rayanne Thorn, a spokesperson for global talent management software platform, in an interview with Mashable. Job sites like Simply Hired, Career Builder, Monster and LinkedIn are all mobile-friendly.

According to comScore, mobile job searching has grown 108 percent. Yet, 40 percent of mobile job seekers abandon an application when the site or job posting is not mobile friendly. Often job board sites, mobile submissions utilize resume and applicant information already stored on the site from the profile the user created when they signed up using their computer.

“If a company accepts mobile applications, their recruitment strategy is ahead of most companies, including most Fortune 500 companies. Companies that ‘get’ recruiting respond to top talent the same day a candidate applies, reply to all rejected candidates with an invitation to connect on LinkedIn or Twitter and close all interested talent within two weeks.” explained David Smooke, director of content and social media for SmartRecruiters, a collaborative and social hiring platform, in an interview with Mashable.

Here are some tips to make applying for a job using your smartphone easier.

Man Down: How Long Is Too Long For Your Guy To Be Unemployed?

December 10th, 2013 - By Jazmine Denise Rogers
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“Your BFF’s new husband just got dropped from the 49ers,” my sports fanatic boyfriend matter-of-factly informed me one evening.

He was all too aware of the friend-in-my-head that is Kerry Washington. With me working in media and his undying love for all things sports, athletes and the women who love them, it always seems to be where our worlds collide.

“So like, what does that mean for him? Is his career like, over? You know they supposedly have a baby on the way,” I asked nervously.

“It’s a tough call,” he said before giving me the run-down on Nnamdi Asomugha’s athletic performance history.

“That’s absolutely awful. I really pray they can survive it. I mean, that kind of burden has to weigh
heavily on a relationship. They’re newlyweds. She’s at the top of her game right now and his career might be over.” I said that with enough concern to convince anyone who may have been listening in on our conversation that Kerry and I actually had a friendship somewhere other than in my head. But I meant it. Unemployment is hard on any relationship.

The call grew eerily silent. We had both temporarily escaped into our own thoughts.

“So how long?” he finally asked, breaking the silence.

“How long what?”

“How long can your man be out of work after a layoff before you get fed up?”

That was a great question—one I’d never put much thought into and one I tried to answer with caution. You see, I have an extremely low tolerance for able-bodied men who get knocked on their butts and decide to stay there, leaving their significant other to carry the burden of an entire household alone. In the same breath, I must admit that I realize how sucky the job market is right now and I’m fully aware of our country’s alarming unemployment rate. Securing a new gig can be pretty challenging.

“Six months to a year and a half, depending on the circumstances,” I eventually said, estimating my breaking point. I’d happily hold my family down in the interim, but I think between six months and a year and a half is a reasonable amount of time to secure a new job for someone who is actively and aggressively seeking employment,” I continued.

He, of course, felt that anything past six months was too long for a man to leave his wife carrying such a heavy burden alone.

“Hell, even six months is too long. I may not be able to get the job that I want, but I’d rather hand out flyers and scrub toilets than leave my woman paying all of the bills,” he said.

I let out a sigh of relief. Unemployment in a relationship isn’t always a money thing, but more so, a partnership thing. In my years on this earth, I’ve encountered my share of men who seemed a bit too comfortable with being chronically unemployed—family members, friends and unfortunately, some ex-boyfriends. We then began discussing a mutual friend, who recently revealed that her husband was not only unemployed for more than a year, but despite being home all day while she went to work, was even reluctant about helping out with household chores. This friend, who was never shy about professing her love for her hubby in the past, confessed that his laziness was slowly stirring up a bit of resentment within her that sometimes made it difficult to be around him.

“Kerry and Nnamdi will be fine. They have millions to fall back on,” my boyfriend eventually said.

They probably will be fine. Hopefully our friend will be too, I thought to myself.

All relationships have their challenges and rough patches, but I believe that two people wholeheartedly committed to working through those tough times and focusing on the light at the end of the tunnel are what the best love stories are made of. However, it has to be pretty tough when you’re struggling just to keep Con Edison from shutting that light (and the rest of them) off.

Follow Jazmine on Twitter @jazminedenise.