All Articles Tagged "shopping"

Sure You’re Saving Money? “Cheap” Purchases That Cost You More In The Long Run

August 28th, 2015 - By Meg Butler
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Image Source: Shutterstock

Image Source: Shutterstock

Buying in bulk and when things are “on sale” isn’t always the best way to save. To shop smart, know when to invest and when cheap purchases will actually cost you more.

Honesty Hour: How Do You Justify A Splurge To Yourself?

August 7th, 2015 - By Jazmine Denise Rogers
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Shutterstock

In less than 24 hours, I turn 25.

Shout out to Big God and Baby Jesus from whom all blessings flow.

While I’m not much of a partier, I’m looking forward to celebrating my 25th year with my closest relatives and loved ones. I’m also anticipating gifting myself with a big-ticket item, considering the occasion and all. I rarely go all out for my birthday, but I’m hellbent on making 25 a memorable year.

Chanel

Chanel

Since I was 16 years old, I’ve been in love with the Chanel 2.55 quilted double flap shoulder bag. At the time, I knew that there was no way in hell that I could afford (or manage to convince my parents) to shell out thousands of dollars on a purse. Nearly 10 years later, I’m still obsessed with the luxury pocketbook. As I began to ponder what my gift to myself should be, this well-crafted piece came to mind. I initially considered purchasing a used bag, which would run me about $2,000 to $2,500. However, as I began to think about it, the more I realized that if I were going to pay more than $1,000 for a bag, I should buy it from the source. This way, I’ll have the confidence of knowing that should I ever experience any problems down the road, I’d be covered. It would also provide reassurance that I’m receiving an authentic Chanel bag, as opposed to a well-made knockoff. Problem is, walking into a Chanel store and walking out with this purse would cost me $4,700 before taxes, and I’m definitely not willing to leave my savings account in shambles over this bag, so I’ve been considering using my one of my newer credit cards, which will not begin accruing interest for a year.

Every woman has her weakness, and nice purses happen to be mine, but when it comes to making this purchase, I’m torn. On one hand, I feel that this is a time in my life where I’m allowed to be selfish and slightly reckless. I’m not married just yet, and I don’t have any children to cater to. I have two degrees under my belt, a well-paying job, my finances are in order, my car is almost paid off and I save regularly.

“Live a little,” the voice in my head whispers over and over. “You only turn 25 once and 10 years from now, you’ll wish you’d done it.”

I’ve even managed to convince myself that buying this bag is an investment. Over the past five years, its value has appreciated by nearly $2,000. In addition to that, it’s a classic that is unlikely to go out of style.

On the other hand, the thought of paying down a credit card bill of this magnitude drives me crazy. It makes me anxious that something could possibly go wrong, and my good credit might be compromised. When I asked my coworkers, what they think I should do, many of them were surprisingly encouraging of the decision. They agree that this is a time in my life where I’m allowed to do wild and crazy things like blowing $4,700 on a handbag. They’re also confident that I’ll be responsible enough to pay it off within a reasonable span of time. A few, however, feel that this is a lot of money to drop on a purse and that I should consider treating myself to a nice bag with a less ridiculous price tag.

So here I am, with a decision to make.

P.S. I have not had this conversation with my mama, who would likely blow a gasket if she knew that I was even considering spending this much money on a handbag.

How do you justify treating yourself to a pricey item? Do you usually talk yourself out of it?

Follow Jazmine on Twitter @JazmineDenise

Keep Your Cash!: The Best Coupon Sites For Moms

August 6th, 2015 - By Rich
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Lets face it, kids are expensive and whether you have one child or five, finding ways to save money can always help out. Online coupons can become a parents best friend if you know where to find the ones that actually work. The world of online couponing is so vast and can become overwhelming for some. There are two types of “Online Coupons”: “Code-Based Coupons” and “Link-Based Coupons.” Code-based coupons are where the consumer enters the coupon code at checkout to redeem the coupon and link-based coupons are where the consumer clicks through to the retailer using the link and the discount is applied at checkout. Check out these best coupon sites for parents…

Couponcabin.com
With over 170,00 coupons and deals, CouponCabin helps you save at all the stores you love – and at the stores you didn’t know you could. For over ten years, they’ve been working with their merchant partners and scouring the web to create a true one-stop shop for savings. Whether you’re looking for an online coupon code, a printable coupon, a grocery coupon or a free sample, they have it.

Thekrazykouponlady.com
What started out as two eager young women shouting deals from their home computers has grown into a national phenomenon. Heather and Joanie have appeared on the Today Show, The Early Show, TLC, The Nate Berkus Show, and Fox & Friends. The two friends now run a highly successful company of people who work tirelessly to uncover the best deals in every category so that families everywhere can afford to live well.  They continue to live by the mantra that “You’d be krazy not to be one of us!”

Hip2save.com
Hip 2 Save is run by Collin Morgan, who started the site when her first kid was born. Hip 2 Save offers loads of money-saving tips, online freebies and deals, in-store bargains. You can sign up for the free Hip 2 Save app for iPhones, Android and Kindle devices. In addition to bringing you all the latest deals, coupons and freebies, the Hip2Save app offers lots of extras like a budgeting tool, weekly contest, store coupon policies at your finger tips, restaurant deals tab and more.

Passionforsavings.com
Heather Schisler is the founder of PassionForSavings.com. The wife and mother of two loves saving money and is passionate about teaching others to do the same. She says on her site “I’m a firm believer that Saving Money is about more than using coupons. Yes, I often claim a few extreme couponing tendencies but for me saving money is about being in control of my money and being able to afford not just what my family needs but a few of those things we want as well. I love saving money on everything from Toothpaste to Designer Jeans so I hope to find and post something for everyone regardless of where you are on your money saving journey!”

Shesaved.com
Keri Lyn is the founder of Shesaved.com and says she is a quirky artist chic who loves to shop, save and share ideas. The full-time wife and mommy says  “I can hardly stand to pay full price for anything, however, I am also a brand loyalist, and will take quality over quantity any day of the week. I think that consumers should be informed and involved and that you have every right to get the best bang for your buck. I also believe in playing fair and playing by the rules. That is what makes life fun! I believe in recycling, using what you can, and donating what you can’t use to those in need.”

Retailmenot.com
RetailMeNot is a marketplace platform that helps retailers and brands connect with millions of active shoppers anytime, anywhere to drive engagement and sales. With more than 600,000 coupons and offers for 70,000 retailers, they operate the world’s largest marketplace for digital offers.

 

 

 

 

Target’s New School List Assist Makes Back-to-School Shopping Easier

July 21st, 2015 - By Kweli Wright
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Target has made getting ready for back to school quick, easy and fun for families this year with the online hub School List Assist, which offers a curated assortment of the most common K-8 supplies, staring July 21.

Parents and kids will find a broad assortment of supplies, gear, apparel and accessories to fit any kids’ unique sense of style. For young fashionistas, the new Stevies collection launches in all stores and online beginning the week of July 19. Designer Stevie Madden, daughter of renowned footwear designer Steve Madden, is Target’s youngest design partner.

As always, parents can purchase the school supplies their kids need and then pick them up in store or have them shipped to their homes.

“When it comes to back-to-school shopping, we heard from our guests that shopping for ‘the list’ is a top priority but also the biggest challenge,” said Jason Goldberger, president Target.com and Mobile. “School List Assist makes it easy for guests to shop for all of their back-to-school supplies with just a few clicks – giving families more time to look for the exciting things like Target’s backpacks, lunch kits and first day of school outfits.”

Target’s New School List Assist Makes Back-to-School Shopping Easier

Don’t Cheat Yourself: 15 Things That Are Worth Splurging On

July 17th, 2015 - By Meg Butler
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Image Source: Shutterstock

Image Source: Shutterstock

Smart shopping is an art form. But it doesn’t always mean looking for the cheapest price. Even master bargain hunters have to know when spending a little more can do a lot for your quality of life.

Ugh Ugg! Millennial Shoppers Shy Away From Former Popular Brands

June 2nd, 2015 - By Ann Brown
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Shutterstock

Millennials are a picky consumer group. And even though the some 80 million American millennials spend $600 billion annually, they’re oftentimes more browsers than buyers. This group’s spending power is projected to reach $1.4 trillion by 2020, or about 30 percent of all retail sales, so companies are very eager to capture this market.

But this discerning group is shunning previously popular brands.

A new survey by Indiana University’s Kelley School of Business of 600 students for its first-ever FIndex (Fashion Innovation Index) found college kids are turning away from such brands as Ugg, Michael Kors, Abercrombie & Fitch, Hollister , and Timberland.

“Whenever we have prolonged periods of pretty strong financial performance, what tends to happen for retailers is they become more conservative in their approach to product. They take fewer chances. Because last spring worked pretty well, they go back and think of things in terms of a sequel,” explains John Talbott, associate director of the IU Kelley School of Business’ Center for Education and Research in Retailing, in a press release.

Instead millennials are attracted to such brands as Kate Spade and Urban Outfitters, two brands that tend to refresh their image frequently, reports Refinery29. Plus, they have stores located near college campuses. Millennials tend to be unswayed by advertisements and instead are looking for fresh aesthetic, accessibility, and affordability when clothes shopping.

What’s your favorite brand these days?

Mirror, Mirror… New “Smart Mirrors” Take Fitting Rooms To The Next Level

May 12th, 2015 - By Ann Brown
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Shutterstock

Thrift Shopping 101: How To Look Fly On A Dime

March 31st, 2015 - By Madame Noire
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Thrifting may be just another form of shopping to some, but for others it can be pretty intimidating. How do you know if something borrowed is in good shape or what’s a good price for something used? We don’t have the answers but thankfully our sister site, StyleBlazer, does and they’ve put all the info in the simple thrifting tutorial video above. Watch, learn, and most importantly, happy shopping!

Goapele Gives Us a Tour of Oakland for Black History Month

February 24th, 2015 - By jade
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A Black Mecca is a city where a good amount of African Americans live and thrive in the community on a daily basis. When you hear of a Black mecca you always think of places such as Atlanta and DC but in this segment, Goapele gives us a tour of her hometown Oakland, California. We are encouraging locals to support and celebrate small town businesses in the area during black history month!

Click here to see our editors tour St. Louis.

 

For more information on the places that were featured in the segment see below:

Oakland School for the Arts

530 18th St.

Oakland, CA 94612

Miss Ollie's 

901 Washington St.

Oakland, CA 94607

Owl N Wood

45 Grand Ave.

Oakland, CA 94612

Zoo Labs

1035 7th St.

Oakland, CA 94607

 

11 Adorable Coats For Your Daughter

February 5th, 2015 - By Rich
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 Ever walk into the children’s section of the store and imagine what you would dress your little one in? Or maybe you are the type that gets upset when you realize your kid’s just too big to fit into the cutesy clothes you love. You even consider having another baby just to dress them into the clothes you love. Sounds crazy but many of have had this wild reasoning for a new little one.

Moms that actually have little girls that are under the age of five right now should really hold onto these moments when you can dress your her up like a doll or a mini version of yourself. It wont last.

Nor will it be as fun when they start having their own preferences. Don’t be alarmed, just preaching the truth here.

Here’s a round up of some the most adorable coats for you daughter.

11 Adorable Coats For Your Daughter