All Articles Tagged "resolutions"
Here we are at the end of January and maybe your resolutions started off with such fever and steam. Then, life happened. Kids, husbands, jobs, or school starts getting in the way and your will power starts feeling like someone is slowly letting the air out of your will-power balloon.
Some of us are left wondering, “What happened to those resolutions?” Now your goals may seem like just a magazine cut out on a sticky board or a fleeting goal that your friends have decided to stop asking about.
Whenever we don’t meet a goal or aren’t doing as well as we hope there is some shame that comes. You likely made the resolution because it’s something you really need to change. Yet, here you are, hiding and ashamed because already it’s starting to fall off.
Before you can get back on track, you’ll have to let go of that fear and shame. It is never too late to start again. You can’t go back and change the last week or two but you can start today (or Monday) with as much force and will as you started on January 1, 2014.
Once you’ve decided there’s not to be ashamed of your humanness, take a step back and ask yourself the tough questions. Why did you stop? What is preventing you from achieving the goal? Is this a circumstance or a mindset about your circumstance? For example, if your goal was to lose weight, did you give up thinking it would ever happen (mindset)? Or have you just not made room for it to happen like clearing your schedule for daily exercise (circumstance)? Identify the root cause of why you fell off in the first place before you push forward.
You are worth giving it one more try. Maybe the business isn’t coming together as quickly as you like but that doesn’t mean it never will. Maybe the weight is stubborn and it’s hard to get motivated, but that doesn’t mean you will never get there. You must believe in yourself. It has to matter more than anything and you have to work like it’s the only thing that matters. Change your mind and change your circumstances.
Now is the tough part. There are likely some circumstances that you didn’t anticipate or focus on that prevented you from. Here is what we call “doing the work.” Wishing and waiting isn’t going to make your resolutions come to life. There is a time to plant (work) and then a time of harvest (success). Don’t leave out the work part! Start breaking down your excuses, addressing your circumstances and push forward towards your success.
Ultimately, you can change at any time. You have the power to live your best life and your success is worth every single sweat drop, tear, and late night. If it matters to you, show it to yourself. Impress yourself and blow your own mind.
You don’t have to wait until a certain calendar date to kick off a new life campaign. There’s a quote by F. Scott Fitzgerald that illustrates this concept perfectly for those of us who may have fallen off the wagon,
“For what it’s worth: it’s never too late to be whoever you want to be. I hope you live a life you’re proud of, and if you find you’re not, I hope you have the strength to start over again.”
How will you continue to improve? Comment below.
Dee Rene I the creator of Laugh.Cry.Cuss. http://laughcrycuss.com . @laughcrycuss @deerene_
Join us Thursday, January 30 at 7pm ET for our first Twitter chat of the year with The Frugal Feminista, Kara Stevens. We’ll be taking questions about all of your budgeting concerns for 2014!
On New Year’s Eve, I know many of us promised to commit ourselves to living a better life, which for many of us has everything to do with getting in front of our finances— reigning in the spending, improving our credit, saving more, and thinking about major boss moves that will bring in more income.
It’s almost the end of January and I am hoping that the momentum is still going strong. If not, that’s okay. Here’s a gentle nudge, a lot of resources, and useful tips to get your finances where you want them to be before 2015 rolls around.
Change your relationship with money. You can take all of the advice, tips, and tricks to improve the state of your finances, but if you don’t shift your relationship with money, your success will be temporary and fleeting, at best. In order to see major improvements, you have to approach budgeting, frugality, and wealth accumulation as a way of life. Once you see the value in saving your money, investing your money, and building your network to bulk up your social capital, you will find it easy to say no to impulse buys, overspending, and moocher friends.
Sell your old electronics without the Ebay hassle. Instead of letting your old Androids and iPhones go to waste or collect dust in a drawer, turn them in for cash. Sites like www.cashforlaptops.com and www.cashforiphones.com are decent. The site www.usell.com is as well, even though I have received higher quotes for my damaged iPhone 4S 16GB at other sites.
Use your gift cards or trade them in for cash. Check your wallet, your dresser, your purse, or anywhere else in your house/apartment, and you will find a gift card, used or partially unused. If you have no interest in buying another thing, consider redeeming your gift cards for cash. Here are a few sites with a range of policies with respect to minimum gift card amounts, payment options, and the price at which you can sell certain gift cards: www.plasticjungle.com, www.raise.com, www.giftcardrescue.com, www.cardpool.com, and www.giftcardgranny.com
Prioritize your debt. The two most popular strategies for tackling debt are the “high-interest” approach and the “smallest balance” approach. One is no better than the other. Use whichever makes you feel as if you are making the most progress toward your $0-balance dream. With the former, you pay your bills with the highest interest rate first. The rationale behind this strategy is to get the most financially draining bill out of the way first. With the latter, you pay your bills with the smallest balance first of its psychological impact. There is an immediate sense of accomplishment and progress when one bill is completely accounted for.
Calculate your net worth. In order for you to make progress in your financial life, you have to begin with a clear baseline assessment of what you owe, what you own, which is another way of assessing your net worth. To calculate your net worth, it is a three-step process.
First, list ALL of your assets. Assets are the things that you own that carry value. So, the cash balances in your savings, checking, and money market accounts are considered assets. In addition, equity in your home, investment portfolios, real estate property, or the Blue book value of your car are also considered assets.
Next, list all of your liabilities or all of your debts which include your student loans, car loans, mortgages, credit card debt, and the like.
Finally, subtract your liabilities from your assets to calculate your net worth. If the final number is positive (i.e. larger than $0), congratulations! On the other hand, if you net worth is less than $0, at least you know where you stand, and have no where to go but up.
We will be talking about money, financial management, and making 2014 all about financial abundance during our Twitter Chat next week.
For more information and inspiration, connect with at Kara @thefrugalfeminista and her site The Frugal Feminista.
We all have New Year’s resolutions that we make or at least try to stick with in order to help us become a better person. Some may work to kick a habit while others vow to take up a hobby or activity they have always wanted to do. One arena that should get some sprucing is our professional lives as it’s always a good look to want to strive towards excellence. In this season of resolutions, here are a few top choices for your professional life.
The holidays are here and you’re most likely wondering how in the world the year is going by so fast. Now is the time to start preparing recipes in your head, planning out which gifts to buy, and plotting out which family members to avoid. But, there’s nothing more important during this time of year than keeping your sanity, waistline, and wallet in check. Here’s our nine tips to staying healthy, wealthy, and wise this holiday season.
As the summer comes to a close, some resolutions from the New Year’s holiday and beyond are looming over of heads and remain on our checklist. Celebrate the end of the summer and kick your motivation into high gear by checking some of these realistic resolutions off your list.
How far along are you?
As black women, I think we’re internationally known for taking care of everything and everybody to the max. And while it’s not a bad thing to be reliable and strong, sometimes we’re so busy worrying about everybody else that we forget to look out for ourselves. As crazy as Katt Williams seems to be acting now, he once said in a stand-up performance that in the new year, you need to look out for your star player–you. Why? Because nobody else is going to go out of their way to take care of you, so why neglect yourself trying to run up behind somebody else?
I know sometimes I’m so busy trying not to disappoint people that I’m ripping and running around the city trying to meet up for brunch, dinner, drinks and everything else, and if that’s not enough, I’m trying to make time for my boyfriend, my God (which I have no problem going to classes and service for), and to reconnect with my parents every couple of days. I’m doing the absolute most the minute my feet hit the ground out of bed that by the time my weekend comes to an end, I’ve not really had the chance to relax before the hectic work week begins. Because of such neglect to myself, by the time it’s Monday morning, I’m wishing, hoping and praying for Friday, struggling to keep my eyes open and my spirits high. After having numerous times during this last year where my immune system gave up on me because I wasn’t getting enough rest, and after waking up with my face was covered in pimples because of stress, I realized I wasn’t really taking care of myself like I should.
For someone like me, all I need is time to lay around in bed until I can’t stand to anymore, and after that, I should be good to go. But for others, making time to pamper and care for yourself might mean relaxing and getting your nails done, going to a movie by yourself, cooking and catching up on your shows, or cuddling up to a book you’ve been meaning to read for a really long time. Whatever you decide to do to reboot, just make sure it makes you happy. We spend so much time trying to please other people in this life that when folks ask us how we’re really feeling, “happy” is the last thing on our minds. Your time is more precious than you think, and while it’s fun to grab mimosas and pancakes with friends and run from train to train to meet up with folks, it never hurts to say, “No thanks, I think I’m going to chill for once.” Your body and your mind (if you’re still in your right one) will thank you for it.
With New Year’s still fresh in our minds, self-improvement is important to everyone. But, it’s easy to be dedicated in January. The true test is honoring those resolutions for 365 days. That’s 52 weeks of discipline! Dropping the cash to lock yourself into a year-long commitment and making good habits a part of your daily routine are two easy ways to preserve that “new you” you told all of social media would debut in 2013. Here are nine ideas, some for free and others with a cost incentive, to keep you on track.
Don’t you love that quiet lull the office falls into between Christmas and New Year’s Day? With clients and coworkers traveling for the holidays, the workplace can feel like an adult version of Home Alone. But, there are better things to do with your downtime than playing Facebook games or building towers out of office supplies with your cubicle mates. This is the perfect time of year to gain perspective on 2012, and get focused for the New Year. Follow these steps to make sure your mind is right for 2013.
With New Year’s Day around the corner, New Year’s resolutions are not far behind. In our weight loss and healthy habits goals, we look forward to the promise of a fresh start, a clean slate and a new list of what we will surely accomplish in 2013.
But a resolution is not much more than a firm decision of sorts. It does not mean you have a bulletproof plan or even know how to really create the successful environment that will pave the path to your dreams.
Your partner plays an important role in your support system and can add significant obstacles to your path if he is not encouraging you to be the best you can be. When asked, most partners admit they would not like their significant other to be overweight or obese. At the same time, many couples do not always agree on food, exercise and free time activities. The strain becomes more obvious if one of you is trying to make a change and the other is not.
How you can tell your partner does not support your success:
1. Your partner makes you feel bad about changing habits. Calling you selfish for taking time away from him/the house/the kids or negative comments to his friends means that a guilt trip is not far behind. Instead of feeling proud of your accomplishments, you make excuses about them.
2. Your partner directly sabotages your efforts. He creates demands on your time just as you were heading to the gym. He eats fatty foods when you are dining out. He leaves you with the kids for the whole day without checking your plans. He insists that his meals remain the same while the ‘rabbit food’ is yours alone. You start to feel alone in your efforts and squeezed out of possibilities to do well.
Read more at YourTango
It’s that time of the year when my Twitter timeline and Facebook news feed are both filled with declarations like, “2012 is my year,” or “Can’t wait to leave so many people behind in the New Year.” Unfortunately, many of these same people will find themselves in the same situations come December of 2012. Just because it’s a new year doesn’t mean you or your situations will automatically change for the better. If you discover you constantly are breaking promises to yourself, even though on the first of January you’re so amped to make a change, it could be because you’re falling victim to the following New Year’s resolution pitfalls: