Should your nickname be Madame Excuses? Now, don’t get us wrong — not all love advice from your friends is good advice, and no one knows your relationships better than you. But, if you find yourself constantly making excuses for your man’s bad behavior, and accepting low romantic standards, it might be time for a spiritual makeover!

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(CNBC.com) — Mutual funds are a cornerstone of retirement planning. Yet they’re widely misunderstood and investing ignorance can really cost you. Do you know the difference between an expense ratio and a turnover ratio? What about an open-end fund versus a closed-end? Try this quiz, and check out the answers at bottom:

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