Buying and owning a home is a big chunk of the so called “American Dream,” but owning a home doesn’t come at the snap of your fingers. Monetary necessities aside, buying a home takes a lot of time and effort as well as a lot of know how in order to not only secure a mortgage loan, but to ensure that the loan you land is one you can afford for years to come.

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The process of buying a home almost always involves the need for a mortgage loan, unless you of course have hundreds of thousands of dollars spilling out of your pockets. This process in itself is quite tedious and sometimes many first-time home owners make choices that can be the deciding factor in whether or not a loan is approved. Here are 6 common yet avoidable mortgage mistakes you will want to avoid if you’re looking to own a home in the near future.