All Articles Tagged "money saving tips"
Earth Day offers us the perfect time to look at our lives as well as our carbon footprint. Are we doing everything we can make sure this planet is in good shape for the next generation? Heck are we even doing the bare minimum to make sure it’s in working order for us now?
Here’s a look at some eco-friendly money saving tips you can put into action right now.
There’s nothing in the world like being a parent and though we all hope our children turn out better than we did, is it a little wrong to cross our fingers they won’t cost too much money (insert sarcasm)? Sure there will be costly expenses that range from medical to dental routines, but what about other expenditures like clothing?
Anyone who has a child can testify to the fact that a. children constantly grow and b. children require some cash to keep up with their constant spurts. If you find yourself looking for ways to cut costs, here are some money saving tips for children’s clothing.
As a mother or father-to-be, you’ll quickly realize how costly a child can be. Forget taking care of them for the next 18 years and beyond. What about when they’re first born? Expecting parents receive a rude awakening on how much a newborn costs with nursery furniture, clothing needs and bare necessities. It can truly be overwhelming as you are so happy for what’s to come, but may not have all the finances in place.
If you have a little bundle of joy on his or her way, here are some tips on how you can save some money.
Money saving is a priority all year but the temptations of sweet, sun-sational summer requires willpower. The season of poolside lounging and spontaneous road trips can lead to unplanned, expensive splurges on all that this time of the year brings! A splash of will power and a few cost-efficient adjustments to your day-to-day life will afford you those unplanned moments while not putting a dent into your budget.
Tags:money saving tips
Woo hoo! We made it to a much-needed long weekend away from the office. If you have marked this holiday on your calendar, honey enjoy it! Now the question becomes just what you plan to do with your little bit of freedom?
If you are like most people, you are probably considering a Memorial Day get-together. While this is something you can definitely plan last minute, it’s very wise to consider some kind of budget so you don’t go overboard. Here are some last minute tips to hosting a Memorial Day celebration while saving some cash.
- Lawyers for the Creative Arts states that they provide free legal service to financially eligible clients in all areas of the arts — the visual, performing, entertainment, literary, arts education, and more. They help individuals as well as for-profit and not-for-profit organizations with business issues, contracts, copyrights, trademarks, and many other legal areas.
- Do it yourself. If you are not intimidated by legal terms and jargon then you may want to complete the paperwork yourself. Since, we live in the age of technology everything is online. Google should become your best friend. And keep in mind, you should search on a state-by-state basis. Also, each state has a Secretary of State website with forms for you to file your business. All you should have to pay are the state fees that go along with filing your paperwork. Typically, you can do all of the filing directly online. This also goes with filing for a patent or trademark. Visit www.uspto.gov, the official United States Patent and Trademark Office website. While there, you can find articles explaining how you can obtain a trademark or patent on your own.
- Use an online legal preparation service. There are many online legal preparation services that will help assist you in filing for a patent, trademark and/or incorporation. Some of these services use accredited attorneys to file the paperwork for you at a discount. Be sure to do your research on which online legal service is best for you. There are a lot of legitimate services as well as fraudulent ones. So be careful. Our favorite online legal service that we use is Legal Zoom. They will assist with all of the filing and follow-up, and, at a low cost, they have attorneys on-hand to consult with in case of any legal questions or need assistance.
There’s no disputing that growing up is a necessary part of life, but along the way it’s important not to forget the lessons and experiences you had that helped you be the person you are today. There are a lot of lessons you can learn from younger you, and many of them may help you manage your money just as well as the adult financial guides. Savvy Sugar has the lessons from childhood you should continue to take to heart today.
Now that you’re an adult you sit around complaining about how costly everything is. But one thing younger you most likely knew very well is that there are plenty of fun things to do that are free. Make a budget friendly list of free and cheap things to do in your area.
Doing chores for cash when you were younger generally led to a specific goal–you were saving for the latest gadget, to go to a concert or a class trip. You had an end goal in mind and you worked diligently and eagerly towards that goal. The same applies today. Having a goal in mind for saving is a huge motivator to help you stay on track.
Another life lessons from our younger days we knew well was the importance of friendship. Often as we work to make more money and to reach new levels of career success, we leave our friends behind. It never hurts to take an occasional break to spend time with the people we love.
As a kid if you didn’t buy school lunch then you brought your lunch to school. For the on-the-go working professional we often choose to eat out instead, but eating out costs add up big time. Just because you’re an adult doesn’t mean you can’t bring your lunch with you. The good news is you that now that you’re all grown up, you get to pack whatever you want.
Remember when you were little and you spent all day creating a card for mom or dad on their birthday? Now you spend hours agonizing over the right present for a loved one and how you are going to afford it. But as Saavy Sugar points out, the best gifts aren’t always in stores. If you don’t have the money to give the ultimate gift, it’s ok to get creative with a thoughtful gift from the heart.
Do you love the thrill of a sale or get a rush when you realize your favorite brand of jeans has finally hit the sale rack? Well you might be missing out on some important bargain hunting tips that could save you hundreds, even thousands of dollars each year.
With the holidays among us, it’s important to shop smart and save when and where you can. Take a look at these 9 helpful tips to bring out the savvy fashionista in you.