All Articles Tagged "lifestyle"
If we’re keeping it 100, a big part of why new millennials are broke is that we often live beyond our means. Trust me, I’ve done it too. We go to brunch with friends when we know we don’t have the money to do so. Endless mimosas, buffet-style brunches…it’s all fun and games until a bill shows up in your mailbox and you can’t afford to pay it. We’ve adopted the model that our 20s are our fun years. It’s the time to explore, be adventurous and be fully alive, which is why we have such a hard time saying no to invitations to things that are going to end up costing us in ways that we know we shouldn’t be spending our money. We’ve followed the happy hour crowd Monday through Friday to the bar, spending money on drinks and running up tabs. But yet we carry on being financially irresponsible while struggling to keep our heads above water and money in the bank. Yes, for some of us, being broke is a result of poor budgeting. But for others, it’s from a lack of stability and opportunities.
For new millennials who have accepted the fact that we can’t afford the lifestyle we want, saving isn’t even a priority, especially when the bills keep piling up. Although jobs are being created to combat the unemployment rate, they aren’t necessarily jobs that we qualify for. So these days you’re either overqualified for the retail position or underqualified for the entry-level job.
Over some drinks, a group of friends and I were talking about how no matter how much we try to save, there’s always a bill blasting our accounts. One bill gets paid just for us to be faced with another hefty one. Thorough grocery shopping has become a luxury and it’s a wonder if your fridge and cabinets have food in them throughout the week. Trying to balance our budgets leaves hardly any room for a social life if activities aren’t free. And contributing to the national debt in student loans, we’ve cried about how life would be so much easier if our salaries matched that of our student loan debt. But truth be told, it is nowhere near what we owe, and while we plead with Sallie Mae and Navient each month when we don’t have money to pay them, they remain relentless.
Even with bachelor’s degrees, master’s degrees, certifications, and credentials, the only full-time job some of us have been able to land is the full-time hours that we place into searching for a gig. While this may sound depressing, it’s a story that a lot of new millennials share. It’s the reason why many of us have pulled ourselves up by our bootstraps and have created our own way, starting our own businesses and creating our own platforms. But even in creating our own way, we need the money to fund it. It’s the never-ending cycle of broke.
I recently saw a meme that read “Livin La Vida Broka” and I almost lost it in laughter. But after associating it with the Ricky Martin song, I realized that, yes, we new millennials are some broke asses. But like those before us, we sure know how to find and make a way.
Have you seen the Foul Bachelorette Frog meme? Ladies all over the Internet have been spilling tea on all the secretly foul things they do from time to time. Let’s have a real talk, y’all. Share one of your confessions in the comments.
When you lose a significant amount of weight, a lot more changes than just the numbers on the scale. While the rewards are fantastic, it’s not all roses along the way.
Spanx and a growing bank account are a good start, but if you want to rule in your 30s like you rocked in your 20s, there are a few more things that you will need.
Whether you’re in college, in between jobs or simply working a job that doesn’t pay enough, you know that being broke sucks. You’re forced to make some major compromises just to afford food and bills. Using your friend’s Netflix account, sneaking snacks into movies, and dodging bill collectors is a full-time job in itself. But no worries, we have 15 life hacks that will save you time and money. Let’s take a look!
In the words of Charlie Chaplin “a day without laughter is a day wasted.”
When you laugh, you’re doing more good for your body than you think. In the recently released book Stress Free Kids: A Parent’s Guide to Helping Build Self-Esteem, Manage Stress, and Reduce Anxiety in Children by Lori Lite–she suggests using laughter as a tool to deal with stress as a family. The book also mentions that studies have shown that laughing more can add eight years to your life! If you’re not convinced yet that your family should be doing more laughing, Stress Free Kids lists several more reasons to get your giggle on. Click continue!
15 Reasons Your Family Should Be Laughing More
There’s nothing more rewarding than returning home to your bedroom and having the decor influence your mood. When deciding on a design, it’s important to remember to think outside the box, get creative and be bold in transforming your bedroom into magic. Wallpapers reminiscent of nature seem to have one of the best calming effects–scenic designs with trees, grass and clouds are very popular.
You’ll be spending a lot of time in your bedroom, so why not put the extra time and money into creating the perfect zen wall mural? When you click continue, we’ve gleaned some interesting designs from the web that may give you an idea of what you’ll want for your walls. The big challenge is finding a Muralist that can capture your vision. Websites like Find A Muralist are a good place to start, or you can seek out the right artist through your own network of friends. Check out these stunning, bold and unique designs!
15 Stunning Wall Mural Ideas for Your Bedroom
If you’re looking for a virtual mentor Myleik Teele, creator of CurlBox, would be a perfect fit. This business bombshell has a very down-to-earth approach on business, lifestyle and love. It’s so easy to relate to her advice in one way or another. If you follow her on Instagram, you know she’s always dropping knowledge and key pointers on how to make things happen. For bookworms like myself, she always has a token for us to check out by sharing her insightful book reads (#myleikbookshare).
On what seems to be a mission to help others grow, I was so excited when she took another step and announced the launch of her podcast on MyTaughtYou.com. Sharing her thoughts, feelings and experiences, she’s helps us to realize that no matter what marathon you’re experiencing…it’s definitely worth running. Watching her success flourish, it’s a no-brainer that you should jot down a few notes when she’s dropping gems on how to accomplish goals and keep your eyes on the prize. Here are 7 things I’ve learned from listening to Myleik’s podcast.
Hustle & Home: 7 Influential Lessons From Curlbox Founder
Through an examination of our history’s finest women, you can see that the carefree black girl has always existed. Women like Josephine Baker, Eartha Kitt, Diahann Carroll, Maya Angelou, Solange Knowles, Corinne Bailey Rae and Janelle Monaé have constantly created new and positive images as black women from the past and present in the public sphere. But in 2013, creating new and positive images as a black woman for one’s own self became an official movement: The Carefree Black Girl Movement.
It sought to celebrate all things joyous and unique about black women all over the globe. The hashtag, #carefreeblackgirl, has flooded several social media channels, including Twitter, Facebook, and Instagram. The hashtag has highlighted images, ideologies and theories of women who dance to the beat of their own drum. It has helped many celebrate black womanhood in all its glory.
Carefree Black Girls are eccentric women brave enough to mix and match patterns, sport big and brightly colored hair, wear bold lipsticks and stand up for social justice issues. These are women who do not live by the rules that society creates–they create their own platforms and live according to whatever is pleasing to them. While they may be aware of the many issues that plague black women, they have decided to be the breath of fresh air many of us need; a reprieve from the exhaustion of tackling race and gender hardships, and stereotypes that we deal with every day.
While speaking about the Carefree Black Girl Movement, writer Jamala Johns said, “As I continued to encounter more sites dedicated to an endless array of hair textures, personal styles, and creative endeavors, I realized that I wasn’t alone in trying to capture a certain quality that eludes black women in traditional media.”
There’s a story behind the woman with the giant afro and floral crown sitting perfectly in a lush green field. There’s something so captivating about the group of women in colorful patterns with bold lips curled into big smiles showing their pearly whites. And while we celebrate their beauty and diversity, there’s a story that often goes untold. A story of misunderstanding and loneliness that a carefree black girl too often deals with.
Johns credits the Carefree Black Girl Movement with being a form of escapism from the “archetypes of black women (jezebel, strong black woman, mammy, welfare queen, and video vixen).” She points out that it is important to note that carefree and careless are not synonymous and that we should not think of a carefree black girl as a careless one. However, these labels are often bunched together, and for a movement that’s supposed to uplift and celebrate black women, many find themselves still searching for something well-defined. They’re often misunderstood.
The carefree black girl who chooses to artistically promote body positivity through self-portrait photography and nudity often finds herself at a crossroads: she has to offer an explanation as to how her movement is different from what we might label as that of a hypersexual vixen or pornography. One of the stereotypes that black women often face is the criticism of our sexuality. The way black women are portrayed today in popular media makes it hard for a carefree black woman to openly express herself sexually while trying to avoid such labels. Just ask the carefree black girl who chooses to embrace love as the movement. She is often forced to find a way to differentiate herself from the jezebel, which depicts black women as sexually promiscuous and driven.
Yes, it’s a struggle to be a carefree black girl who chooses to take life by the horns and make her own rules. In a patriarchal society, she is labeled as a strong black woman too independent for a man. She even receives backlash from her own men, who have redefined the word “independent” and given it a negative connotation. It can be tough. It’s not all floral crowns, peace signs and polka dots all the time.
In her piece on the movement, Johns concludes that the idea of the carefree black girl is one who “embodies not letting outside gaze rule the way you express yourself.” While that may be the intention, we as black women still find ourselves fighting against what’s been perpetuated through mainstream media. We work to redefine ourselves and make our presence known, but there isn’t enough ammunition to combat the reality TV plague that takes over our channels on a regular basis. And even when we try to be carefree, we still have criticism and questions swatted at us.
Even though we have a ways to go in shifting the way black women are viewed as a collective, I will say that the Carefree Black Girl Movement has been a step in the right direction, even if this black girl is fighting to create her own identity within her race.
As a new mommy, while you’re on your new post-baby journey, it’s important to remember the oft-quoted line “you are what you eat!” Health expert and author Victoria Dolby Toews, M.P.H made a useful list of superfoods for new moms in her latest book Life After Baby: Rediscovering and Reclaiming Your Healthy Pizzazz (a must have go-to guide for all new moms.) “Including nutritional superstars in your diet may help you get through the day during the high-pressure time of raising little ones. What you eat today is a key ingredient in how your body feels tomorrow.” When you click continue, you’ll learn of the superfoods that Toews suggests for all new moms!
Supercharge Your Day: 15 Superfoods for New Moms
Pictures courtesy of WENN