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When most of us think about being wealthy, we think about the blood, sweat and tears that go into earning those millions (or billions, depending on how lofty your aspirations are). But some (mostly rich people) say it’s your attitude about money that is the determining factor in how rich you’re destined to be.

This article from Business Insider breaks down the differences in the ways that the rich and the middle class think about money. According to Steve Siebold, the author of How Rich People Think who conducted 30 years worth of interviews with millionaires, “most people are steeped in fear when it comes to money.” This prevents the acquisition of lots o’ cash.

A few things jump out right away because they ring true.

“Average people earn money doing things they don’t love. Rich people follow their passion.” If you take a look at any of the profiles of successful businesswomen we publish here on Madame Noire Business, you’ll see that they always refer to their work as a passion, making their businesses a true labor of love.

“Average people live beyond their means. Rich people live below theirs.” Regular folks will go to the mall, buying out the stores, and get their nails and hair done weekly so they look good when they go out on Saturday night. Meanwhile, creditors are blowing up their phones looking for overdue payments. When you’re rich, you can have a lot of stuff and still be rich enough to afford more stuff. When you’re middle class or working class, you cannot. If you live within your means, you’d be surprised by how much you can ultimately have.

“Average people would rather be entertained than educated. Rich people would rather be educated than entertained.” Half of this statement is spot on. I wouldn’t necessarily give rich people credit for being scholars. (Umm… Kim Kardashian?) But the overall gist is valid. People will talk about their favorite reality show with a blow-by-blow, scientific precision that comes with careful viewing. Ask them about that last episode of Frontline or 60 Minutes. Crickets.

“Average people love to be comfortable. Rich people find comfort in uncertainty.” I wouldn’t say that anyone finds “comfort in uncertainty.” But successful people understand that there’s a level of risk that comes with innovation. And from that risk, one can reap great rewards. Look at Oprah and OWN. She quit a bonafide hit TV show to start something new and precarious. And though she has had a number of financial losses and setbacks (coupled with blistering criticism and declarations of failure), she marches on. Will the celebrity interviews and new programming do the trick? We don’t know. But O keeps going. And maybe sometime soon, we’ll look back at OWN’s path to ratings triumph.

But there are some things on this list that were just pulled from the air.

“Average people think MONEY is the root of all evil. Rich people believe POVERTY is the root of all evil.” While you shouldn’t be a greedy jerk no matter what this article says (and it does say that in a couple of spots), rich people aren’t the only ones who think it’s bad to be poverty-stricken. Everyone thinks poverty is bad. Don’t be dumb.

“Average people have a lottery mentality. Rich people have an action mentality.” Many people that you see making their morning commute also have a Powerball ticket in their pocket, especially when the jackpot gets into the hundreds of millions of dollars. This despite the knowledge that they probably won’t win. You can hope for a lucky break and work hard to make your own success at the same time.

“Average people teach their children how to survive. Rich people teach their kids to get rich.” When was the last time you heard a (good) parent tell their kid, “When you grow up, you’re going to work hard and if you’re lucky, you’ll keep your head above water”? Trying to lay the foundation for your children to live a rich life isn’t something that just those with money do.

“Average people never make the connection between money and health. Rich people know money can save your life.” Really?! No. Just no.

Overall, what the comments get at is money, no matter how much you have today, should be used to earn more money tomorrow. There’s nothing wrong with nice things and enjoying some time off. But if you’re doing something you love, you don’t mind spending a great deal of time working at it until it’s setting you and your family up for today and for future generations.

What do you think of this list of rich people traits? Does it sell middle class people short?

In the midst of less than admirable unemployment rates and even the rise of job uncertainty for those who are employed, learning to master a second skill is an option to ensure income flow in case a pink slip is waiting in your future. Finding an alternate source of income in addition to your 9-5 is highly recommended if you can find the time. Some call it a side job; others, like me, consider it a side hustle to keep you one step ahead in case of unexpected emergencies or layoffs.

Side hustles don’t necessarily include you going door to door selling baked goods or manufactured candy bars. In fact, many jobs can be done from the comfort of your own home. Are you unsure of the variety of opportunities that can bring in some extra cash without leaving your house? We’ve got you covered.

Check out these 7 jobs that you can do from home to generate extra income.