(Christian Science Monitor) — 1. Know your partner’s spending habits. Once you decide you’re getting married, find out how your future spouse will treat money. A free spender before marriage will probably be a free spender after marriage. Ask about their regular indulgences. Reveal everything in your respective financial closets. Be honest about your income, debts, and money problems. Bring out your bank statements from the past 12 months to show what you did with your money. Explain your strengths and weaknesses with money. Admit if you are a spender or a saver. If your partner has been married before, find out about his or her financial obligations to the ex-spouse and children.