The Real Costs Of Raising A Kid: Baby Expenses That Will Surprise You

July 1, 2015  |  
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Believe it or not, but the purchases for a kid who barely weighs in the double digits can be more expensive than the expenses for an adult at times. Here are 15 things a child needs cost an arm and a leg.

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The crib

You can pick up a crib that you have to build on your own for around $100 if you’re lucky. And if you’re even luckier, you will actually know how to assemble it!

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Crib mattress

How could I forget? Most cribs don’t come with a mattress. Your baby needs something soft to sleep on! That will cost you another $50 to $200.

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The stroller

Unless you want to carry your baby everywhere, you’re looking at at least $200 for a dependable stroller. If you pay less for a new one, your baby may not be in the most comfortable of carriages. Just saying!

Well Beginnings Diapers, Walgreens


According to Consumer Reports, you will drop between $1,000 and $2,500 on diapers from the time your baby is born to the time he or she is potty trained.

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Day care

If you work full time and need day-care service, you could be looking at around $3,582 to $18,773 per year. Yikes!

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According to the NACCRRA, this part of education can cost some parents from $4,460 to $13,158 a year. That’s more than some community colleges!



If you have a kid who is superb at sports, you could be looking at paying $1,000 a year to prepare for and get to tournaments.



If you need to upgrade from a two-bedroom to a three-bedroom home or renovate to make room for your baby, you could be looking at about $7,600 per year in extra mortgage payments for an additional bedroom.


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Keeping a baby comfortable and keeping their necessary appliances on can increase your energy costs big time. This could add from $500 to $1,000 a year to your utility bills.



Health care

When babies need to go to the doctor, they usually need to go ASAP because their little bodies aren’t very strong yet! You could pay $3,000 in out-of-pocket costs for health care within the first year of your child’s life.

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You could spend between $50 to $100 a month on formula if you don’t plan on breastfeeding your baby. That could add up to more than a grand the first year.

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If you’re going for the super cheap, generic labels, you’ll be lucky to pay $60 a month on clothing. And don’t forget, your baby is constantly growing, so you have to regularly buy more clothes!


Diaper bag

There are some that will run you as little as $25 and as much as $200. The pricey bags could be worth investing in since they come with all the right pockets for diaper accessories, washable materials and good lining for any, er, goop that gets in it.


Play place

Between a swing, a bouncer, a play mat and safety gate for your baby to play in, you could be looking at nearly $300.


Able to make space in your dresser for your baby’s new items? Probably not. And you know the most basic dressers can cost between $80 to $500.



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  • ebonyhud

    TBH I just clicked so I could comment on the cutie in the thumbnail article pic. Those cheeks! ^_^

  • NewYorkBunny

    Don’t waste money on a crib. Get you a Pack N’ Play. Converts from a crib to a play pen. The only strollers I know that cost that much are double strollers. Single strollers are inexpensive. Walmart does exist. Finally, I did everything by the book with my first concerning a diaper bag. Completely unnecessary. You don’t use 76% of the stuff in there ever. Now with my second, I throw some diapers, wipes, and an extra outfit in my purse and I’m on my way. Stick with breastfeeding guys, it’s free and it’s easy.

  • Raze

    Some of these items are highly important, like healthcare, schooling, a car seat, stroller, diapers and formula. Others, not so much. You can easily buy a crib and a dresser second hand (plenty of people willing to get rid of theirs). Same goes for clothing. It’s ridiculous to spend $60 month on clothes. Buy clothes one size larger; they last longer. You don’t always need a larger house to raise a kid. Some people try way too hard. Raising a kid may be costly at times, but it’s a risk I’m willing to take.

  • Ms Kameria

    All the more reasons not to have kids….I’d rather have none, and keep a couple of coins in my pocketbook any day.

  • Taz

    I want no parts of a kid and many of my fellow educated millinials( if that’s how its spelled) 25 and up are with me. No thanks. Its just too much all around.

    • exactly! they can have it. i like spending money on myself

  • GypsyCurl

    Maybe it’s just me but the only things that are outrageous are daycare and healthcare. Cribs, mattress, dresser, stroller……$100 for each (and I’m sure better bargains can be found) are nothing. If I’m spending $100 on myself for a luxury item, then I can surely spend that selflessly on my child (if I had one). There are many froo froo things that people buy unnecessarily for their baby.

  • nokids

    Tell this to Sherri Shepherd the DEADBEAT MOM… splash

  • OpalCR

    Yikes! This added up to my beauty products and outfit allowance…. Yeah no.