When you crunch the numbers, did you know that overdraft fees tend to carry an annual rate of 17,000 percent? That’s crazy! Those of us who swear by our debit cards need to be careful as it’s super easy to get hit with an overdraft fee. Sure the government has stepped in smacking the hands of banking institutions who enjoy adding them on — but that doesn’t mean we are 100 percent in the clear. Check out these tips on ways you can avoid overdraft fees.