12 Really Dumb Things People Are About To Do With Their Taxes

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4. Buying Polo or Virgin Remy anything before paying Rent-A-Center, Walmart, Sprint and whatever else is dragging down your credit score.

I am guilty of being mad at my debt like it got here on its own.  I’d seriously have thoughts like, “Walmart, you’re bugging being due on the 25th with my car note, so guess what, you’re not getting paid.”  I thought I was hurting its feelings, when in fact I’m probably a non m’fin factor when it comes to the Walton family fortune.  The only thing I was hurting was my own credit. That type of mentality is the reason Uncle Sam started paying your debt down for you with your own return, because people weren’t responsible enough to say, “You know what?  As much as I like these new Jordan Melo M10’s, I really should pay Sallie Mae that money I owe her.”

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