Maybe this one is not so bad given all the horror stories we have heard regarding Wall Street. Internet capabilities have once again made it easier for the average person to do things on their own. This also includes managing their own money. A stock broker used to be the go-to person to handle all of your investments. They would not only make necessary transactions, but give you financial advice along the way. With so many articles and Google searches, some people are looking to save the money they would pay a broker, and do things on their own.