Know What You’re Paying For: 10 Tips To Avoid Getting Played By Your Health Insurance

February 8, 2013  |  

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From Your Tango

Is a health insurance check-up on your financial to-do list for 2013? Whether your employer offers you a couple different plans to choose from, or you pay out of pocket for your own policy, how do you know if you’re getting the most for your money?

Health insurance expert Katherine Woodfield provides 10 tips on how to navigate the sometimes confusing lingo, mathematic calculations and insurance coverage options to help make sure you’re getting the best deal on health insurance.

1. Call your family’s doctors.

Ask for the office manager and find out if there are any providers or any plans that they do not accept. While the office manager may suggest plans they prefer, understand that they’ll prefer plans that pay higher. Since you’ll want to choose a plan with the lowest premium, note that the provider’s suggestions may not be in your best interest.

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