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Skipping the pre-approval process.
If you have been looking at homes either online or in person, you’ve surely seen something that mentioned getting “pre-approved” for your mortgage loan. Pre-approval for a loan simply shows that you are able to qualify for the loan you are requesting. Pre-approval is a strong factor in whether or not you will be approved for a loan as the process takes a look at your employment history, assets, as well as your income to determine whether the cost of the loan is affordable to you. Pre-approval also shows your serious interest as a buyer.
