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Not Getting Pre-Approved
Before you start shopping for a home, go visit a bank or mortgage broker and take your financial information and documents with you. The bank or broker will review everything and give you a “pre-approval” which essentially means they are saying that you will likely be approved to borrow a certain amount.
This pre-approval lets sellers know that you are serious about buying and it gives you a realistic budget when you start shopping for a home. Failing to get this pre-approval could result in time wasted if you shop for a home you can’t possibly afford to buy.
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