Where to Get a Credit Card, Even with Bad Credit
DCU Visa Platinum Secured Credit Card
Money can’t buy you love, but sometimes love can buy you money. This card requires just a small donation to a nonprofit before approving you for one of the best secured cards out there. DCU doesn’t charge an annual fee and its APR is fair, at 11.5%. Choose from 9 nonprofit organizations to donate as little as $10 to, and get your card. Just be sure you have $500 as this is the initial security deposit, and moving forward, your spending limit. Another rare benefit of the card: it gives you the chance to earn .05% interest on your initial deposit, something you rarely see with secured cards.