(Bankrate) — Paying off the mortgage early is in. Refinancing to take money out of our homes is out. Living through the foreclosure crisis, more people want the security and the psychological benefit of owning their home free and clear. If you want to pay off your mortgage early, you’ll find plenty of experts recommending ways to do it. All strategies work, but you’ll find some methods of paying off your mortgage are safer, faster, and more painless than others. Compare these ways you can pay off your mortgage early, starting with the simplest and moving toward the most complex.