(Daily Finance) — Communication is increasingly moving off the grid and into the cloud. For cellphone users — especially ones with smartphones — there are a host of online tools and apps that can help reduce usage on carrier plans and save money. One way to shave down costs is to drop extra SMS packages and use the bare minimum of minutes for calls. The recent proliferation of free Voice over Internet Protocol (VoIP) services and instant-messaging applications makes it easier than ever to find low-cost communication alternatives.
