Russell Simmons' Rush Card Under Investigation For Hidden Fees

99 comments
June 20, 2011 ‐ By TheEditor

Russell Simmons Rush CardBy Alexis Garrett Stodghill

The Florida Attorney General’s Office has named a Russell Simmons company as one of five financial firms selected for investigation into criminal activity. Unirush Financial Services, maker of the RushCard pre-paid debit card, has been subpoenaed along with First Data Corporation, Green Dot Corporation, Account Now, Inc., and Netspend Corporation for making fraudulent claims and charging hidden fees.

The RushCard bills itself as a product that will help people manage banking costs better than others, but its payment structure can make the RushCard more expensive than similar debit cards offered at a flat rate. At $1-2 per ATM transaction, using the RushCard can cost much more than the $16 a year the company represents, according to EUR Web. The financial organization also promises to help improve users’ credit ratings, a point under major dispute.

Possibly misleading its customers into believing that the RushCard builds credit and provides savings are two crimes that should be severely punished, if the Florida Attorney General’s Office is able to make its case. Russell Simmons has responded to these allegations by assuring the public that he welcomes the investigation. Simmons hopes it can incite a wider debate on improving the variety of financial instruments that are offered. In support of his RushCard, Simmons stated:

“As a leader in this industry, I encourage a full understanding of RushCard’s transparent pricing, and valuable services, especially for those who have been turned away or let down by traditional banks. Third party research has shown that for many customers, the best prepaid card services offer significant savings compared to what they would pay in traditional bank checking accounts, with savings of up to 50%, as documented by third party research from the nation’s second largest bank by assets, JP Morgan and Company.

“RushCard is the solution for people who want affordable financial services that they can customize to suit their needs.  As I look at the payments landscape, I see the banks as the large record chains and my RushCard is looking a lot more like iTunes.  I welcome the public debate because the more educated the consumers are the more successful we become.”

Simmons has been an outspoken advocate for promoting pre-paid debit card usage over other banking methods. He claims that he wants to help the black community by providing options that save time and money. Yet, the argument that the RushCard is cheaper than traditional banking is a stretch. The card does provide convenience in a world that requires a piece of plastic to make transactions, but its fees accrue quickly as you’re charged to spend your own money. Seems like a bad deal. The RushCard might be cheaper than the check cashing places Simmons is trying to steer people away from, but is certainly not the optimal way of managing funds. As a masterful businessman, Simmons must know this.

The RushCard does fill a niche between true financial empowerment and the worst elements of the money management business — which check cashing firms represent. But why give the black community an option that is only two steps above the worst? Russell Simmons recognized an opportunity to create an empowering system for helping the financially undeserved. Instead he has provided another sub-optimal vehicle targeted towards an urban audience that needs financial education to build its confidence.

The RushCard is a mediocre tool that exploits fear-based ignorance. While Unirush Financial Services might not be conducting business in a way that is technically illegal, promoting the RushCard as a means of sound money management reeks of the unethical.

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  • guest

    And I read in the fine print it’s $8 for every transaction, but he is trying to help you build your credit

  • Darron

    Well I don’t know what card people have been using but all those little $1 fees you get back every month. There’s always scissors if you guys are so unhappy. Keep going Russ your good!

  • L. Dean

    I LOVE my rush card, I can have a credit card with my bad credit. I would gladly pay the 16.00 a year to keep mine. I love it!

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  • Lynn Elliott

    I think RUSHCARD SUCKS BAD right now. I have been waiting all freaking day for access to MY OWN MONEY. … I HAVE BILLS TO PAY. … I CAN NEVER TALK TO AN AMERICAN….I WILL BE LEAVING RUSH CARD

  • Liszt

    I don’t have any “fees” with the Rush Card besides a monthly one. I never use the ATM just go to a grocery store and take out a little more. Never been charged. I like the card. People who don’t are probably just bad at managing their own money.

  • http://www.facebook.com/phyllis.thompson.35 Phyllis Thompson

    I AM SATISFIED WITH MR. SIMMONS BUSINESS ADVENTURES, BECAUSE i PAID MORE FOR A FREE BANK OF AMERICA ATM CARD THAN I PAY FOR MY RUSH CARD AND I
    HAVE A PAY AS YOU GO PLAN WITH MY RUSH CARD

  • http://twitter.com/VegasDiva702 VegasDiva702

    What about Kimora Lee’s Card..KLS…SAME THING???

  • charlcie

    I think Russel rod the poor to make his account richer. Hidden fees its a scam and he ned to be shutt down I had a situation with my card n was charge 14 bucks to use my card after I realized that it what he lead it on to be I ask for my money to b sent back to me westin union. She supervisor name mary told me she coulsd only send it by check. Here is the catch u hv to wait 7 – 10 business day b4 I can get my moneyhidden fees is where he makes his money its wrong.

  • Kellz23

    Now that’s not true.! In fact when signed up it was 19.95! One time fee & I was told you will have fees for the withdrawals & using your card at points if sale like Applebees! Banks charge more! If it’s not your bank & you withraw money, it’s $3-4 I’ve NEVER paid a 9.95 monthly fee! Today you pay for it all with banks, checks, to get statements or canceled checks!

  • http://www.facebook.com/monica.lewis.3139 Monica Lewis

    The RUSHCARD is a scam that preys upon the poor and working class. I had to do a lot of searching inside the rushcard website just to find what the fees are . They want the fees hidden. You can walk into a check cashing place and get a FREE no-name visa debit card (rush charges 3.95 just for the plastic card). There is a monthly charge of 9.95 for the rushcard monthly plan, the no-name card is so much cheaper. And I dont give a F*** if kimora lee simons designed any of the ruschcards,

  • Amanda Dennis

    I have a law suit against rush card. They refuse to give me my money on my card. But I will soon get it back plus interest in court

  • Laverne Wessells

    I’ve had the rush card for 10 years and it was the best move I’ve made. I Love the rush card because it makes my life eaiser. I have direct deposit and it makes it eaiser to pay bills and shop. I’ve actually recommended it to several people. Thank You rush card!

  • Vanessaolivia87

    Tge only thing I don’t agree witgis that they charge you to use your own money up to $10. I Don’t like this…

  • Iyonna1999

    they also said you will get ten fee bucks and a free card, but never got the $10 and was charged $14.95 for the card on top of all the fees.

  • Iyonna1999

     This card is not worth it. I’ve lost more money this month by switching to this card, than if i would of stayed with the company i had before. All the fees are ridiculous. This is truly a rip off. Its not cheaper than a bank like they say or any other card. I don’t see how they are getting away with this.

  • Onlygodluvzzme

    Not good if your money was stolen.. have to investigate it myself. and it’s gonna take 60 days to get the money back. if it was russell simmons his money wouldnt take 60days!!

  • Thorntherry

    the card is not what it say it is ,last night ,i went on line for the tv ad and the ad say apply now for your  free rushcard, and use the word big and you will get 10.00 when you first use the card ,which was a lie i dont think they should tell people that lie on tv if their not true

  • Brandonlwatford

    I have a rush card, it is a walking vampire, every time i look more money is gone, rush charges every single time you use the card, NO BANKS DO THAT! and there are so many hidden fees, every time i look at my statement money is missing, this fee, that fee, damn! and twice now an atm has not given me my money and Rush said Screw you! you’re a$$ out, I am going to a “REGULAR” bank where I can see some people, some real people, not some damn people on a phone in another country and cant speak english

  • Clarktfuller

    Damn!!!!!I was kinda diggn this rushcard thing.Good thing I read up on some of your comments..I AM NOT GOING TO BE USING THIS CARD AFTER ALL!!!!Not about giving my hard earned money to some rich punk.

    • Maxinesantee

      Dam I feel da same way now I’m not for sure if I want. Dis card or activate dis card done had it 4 a week LOL…. an den I don’t know I just might try it out well good. Nite every one….

  • Ornaliaferguson

    I use to think the rush card was a good card to have but i have sum bad experiences with this card. First off im double charged whenever i use it at a atm machine even when the atm machine doesnKt even charge to use. Secondly i went to use my card to withdraw my money it sent me a rceicpt with a balance and no money, i called the cutomer service and they told me the atm was out of money and that my money would be deposited back into my account within 24 to 48 hours, then i hear they know nothing about it and that i have to dispute it and it will take up to 60 days to hear anything. I have bills and im trying to go to school. What am i suppose to do while i wait for them to make up their minds. Im a single mother trying to do whats right. Dang im not a millionair nor do i have thousands of dollars sitting in the bank. Im living from pay check to pay check. Please get it togther. Frustrated with this card.

  • Santunieshia Hatter

    They locked up My card n told me dat there was knw way they could unlock my card cause every information of myself was invalid they Ben given me dat run around for two months n I have 3kids I need my money

  • Santunieshia Hatter

    Yes rushcard took all my money. Yes dats rite they been holding my money and reuse to give it back..

  • BERRY34

    So, I’ve been reading the article on “Russell Simmons under investigation for hidden fees from the RushCard”….People don’t realize when you swipe your card, yes it is a $1 taken but I always get as much as $40 back every month.  As far as the so-called hidden fees; there are not any!  If you are not illiterate and know how to read and comprehend, there should not be a problem.  I know how to budget and I do not have to depend on the bank’s “bounce protection” in order to handle my funds and/or business…!!!  Most of these banks have been on the news for taking money when you deposit and they even have let others take money out of your account.  I honestly love my card and I do know how to manage money and keep up with my business.  Never had any issues with Russell’s rushcard and has had it for 7 going on 8 years now.  I REALLY HOPE SOMEONE WILL READ MY POST AND AGREE ON WHAT I AM SAYING. -SMH-

    • joey

      yea there are things they take out but if you use the card 15 times a month you get all that back its when you dont use your card enough the fees dont get returned there are some underneth stuff but they have to get paid to nothing is for free

    • http://www.facebook.com/richard.riker.376 Richard Riker

      you must be a deadbeat if someone is “taking” your money you mean a bill collector

  • Latashal

    I have been with RushCard for 7 years now and not once had a problem with any “hidden” fees…!  The contents and website clearly lists and tells you what to expect.  Someone is not managing their own money right and blaming it on RushCard fees and they need to handle their business.  I LOVE MY RUSHCARD AND WILL ALWAYS HAVE IT FOR AS LONG AS IT IS IN BUSINESS!!!  The banks are the ones who has hidden fees and take money from you and that is why I decided to have a rushcard.  That sickens me for someone to have the nerve to put Mr. Simmons out like that….!

    • http://www.facebook.com/andrea.davisclark Andrea LaShawn Davis-Clark

      I’m so tired of people blaming other people for their stupity. There are no hidden fees with rush card. They tell u everything up front. I read where the guy was upset because he put 200.00 on the card and was then charged 1.00 for every purchase. They tell u if u use it as a debit it will charge u a dollar. I have even used it as a debit and they sent a text to my phone say its free to do it credit instead of debit. That way I know and its up to me if I still use it debit. Not just that but if u use the atm machine. It charges 2.95 but the first 2 charges are refunded back to u. They have different plans. U can pay 9.95 a month and use it all u want to with credit or a pay as u go and its 1.00 for every use. But there is a catch still. If u use it more than 10 times in a month, the next month they will give u the difference back. They gotta make their money too. Nothing in this world is free and just handed to u. Responsibility falls on u. Take responsibility for your own actions. U always read a contract. Would u sign a lease or a mortgage contract w/o reading. Then why start now. That’s what’s wrong with our country. They need someone to blame other than themselves. U can even text them to see Ur balance at anytime. I love rush and haven’t had any problems. Beats paying overdraft fees or high interest rates.

  • fredfred40

    the card fuckin sucks $3.00 for atm plus $1.95 rush charges,$1,00 everytime you use it…
    i think they owe me some money now..old high yellow motha fuckers

    • Step201073

      i have had my card for three years. I enjoy my card I had a fee when I first received my card. that is why i don’t understand why they still charge me a monthly fee. but then I see where every month I receive a rebate and that is good for me. know your money and always keep a check on it.and be careful who you give your info to, sometimes it can be your own fault

      • Fjones@yahoo.com

        shut the hell up!!

  • CNOHO

    AGAIN YOU GUYS HAVE BEN BAM B  O O Z O L E D, INTO BELIEVING THIS MAN IS OUT TO HELP YOU. WARNING IF YOU HAVE A LARGE AMOUNT OF MONEY LIKE A TAX RETURN .DO NOT….. I REPEAT, DO NOT …… D O N T GET A R U S H C A R D …..THEY DONT TELL YOU THEY MAKE YOU WAIT 24HOURS TO GET MORE MONEY OFF YOUR CARD IF YOU REMOVE YOUR DAILY WTHDRAWL LIMIT  .SO IN ESSENCE THEY CONTROL OR HOLD HOSTAGE ……YOUR MONEY. WARNING VERY DECEPTIVE ……..STAY AWAY.

  • Emani Mikai

    Rushcard has horrible customer service none of the customer service reps speak English they refuse to let u talk to a superviser wen u use a debit machine on top of the fee the machine charges u rushcard charge u $4.00 so that’s anywhere between $6-7 bucks to get your money off they’ll have your money tied up and then get mad when your inquiring about it and it doesn’t help do anything to your credit an the whole card is just full of s**t

  • Daisy06261989

    Aaawww I just got my card ,I think iam not going to use it ,I don’t want to get ripped off thank God I haven’t put money to it an never will…..

    • Semajjames1245

      thiss sucks ive had my card for 3 years or so and yeah they charge here and there but it eint that bad but now im tripping cuz my tax check should have been there yesterday but its still not    7500 all i know is i better get it cuz i need it bad !!!

      • disqus_AJd8bNmTjx

        Before you blame someone call the IRS because my daughter went through the same thing and founded out the the IRS had sent her money to the student loan dept. to go toward her loan.

  • Hotwingcooker2000

    They are withholding 4 k $ from my tax return along with thousands of others saying dumb things like fax us a marriage certificate I’ve been told that to hold on I’m for like hours of the time to hold that they were transfer meet you there verification department only later to find out that there was no such thing as a verification department. Basicly just stalling please don’t use them take my word you will be screwd

  • msbubbles58

    I knew something wasn’t right with that Rush Card to many fees. When I read all about those fees I knew it wasn’t for me I even read the small print that ppl forget or just don’t read. Rush Card not the only one the     Wal-Mart Pre-Paid isn’t any better either they charge you a $3.95 fee every time you put money on your card plus the other fees.

  • Ndroberts3405

    I have’nt had any problems with them, it seems like most of the complaints were user errors not Rushcard issues. They explain all the charges & fees when you get the card & how to avoid them. Over spending is the major problem for most of you. If you dont wanna pay to use your own money only use cash. Problem solved! Nothing in life comes free. You’ll either pay Rushcard or you’ll pay the banks. Such is life.

  • Wuana814

    I haven’t had any problems thus far with Rush Card my state check was deposited on my card and my payroll checks are deposited on my card and I also recieve them at 12 midnight the day before payday. But I am a little worried about rc. I guess I will go back to wells Fargo

  • Colelanetta

    I have had my rushcard for about two years now but never really used it. Now i ordered another one a few weeks ago. At work talking wit sum co-workers and they was charged 8.95 a month for sum kind of fee just for having money on da card. Thats crazy. Now i cant get direct deposit becuz McDonalds dnt do direct deposit to rushcard. :-( wtf!!!!!! Have not used da card yet and dnt know if i will now. Man i thought rushcard was a good thing. Now im confussed

    • Emani Mikai

      Dnt b confused be afraid very afraid its a ripe off n a waste of a lot of money

  • Christina3easley

    I like the RC. It Beats Payin 35$ for payn over what i spent. I can only spend what i have. And thats a Brilliant plan for me. I will keep my RC as long as Russell Simmons is providing it.

    • http://www.facebook.com/richard.riker.376 Richard Riker

      you sound like a moron who cant manage your money

  • Charlesakins29

    The rushcard didn’t help me save, actually I was spending more because every time I used it I was getting charged a fee so something costing 5 dollars was now 6 to 7 dollars, ATM transactions was even worse, I wont get charged rushcard fees on to of ATM fees.

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  • Electa5

    Rush card is affiliated with jp morgan chase bank. Enough said.

  • Electa5

    Stop hating on russel for trying to help those of us in this god forsakin society who can’t get credit or maintain a bank account with their hidden fees. Rush card is great big ups to u russel. I love rush card. Keep your banks atms fees and negative press.

    • Emani Mikai

      Not hating just true facts

  • Eazyrider58

    Wow I dnt no wht to think.guess I gotta get different credit card.wow this is crazzy…….we cant neva do nothing rite..smh

  • Starfish19561

    I dont know about all that u guys r saying but if you run your card as credit there is no charge when I withdrew money at the atm at a bank not the grocery store they charged me then in 24 hours they reembursed me you need to go to a bank that has one of the logos on the back of your card turn it over and look once I started doing this my charges were gone now if you get cash back in the store it will cost $1.00 because you are useing your pin # use credit and no charge

    • Lpayne21

      Thanks everyone one else on here was scaring me with their stories lol i had my tax refund deposited but i do have to send them a copy of my I.D SSC and 1044 b4 i can get it

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  • Rbright68

    RUSH CARD IS THE BIGGEST RIPOFF EVER.I HAVE JUST LOST $ 7000.00 DUE TO THEIR INCONSTANT STUPIDITY . I’VE BEEN MISLED, LIED TO AND HUNG UP ON.  THIS IS NOT ABOUT RACE , OR RELIGION . I WILL FILE EVERY CIVIL AND OR FEDERAL LAW SUIT TOWARD (RUSSELL SIMMONS AND RUSH CARD) THAT I POSSIBLY CAN . AND I DO KNOW  , IT WILL COST ME MORE THAN THE $7000.00 I HAVE ALREADY LOST TO THEM. I WILL NOT STOP TILL I’M DEAD OR BROKE , WITCH WILL NEVER HAPPEN ! I HOPE PEOPLE READ THIS AND UNDERSTAND BANKS ARE REAL , PERSONAL,AND SPEAK ENGLISH.RUSH CARD DOSE NOT ! ! ! !

    • TL

      What happened?

      • Rbright68

        I missed one security question ,i’ve had the account over 8 years , and it is only used for child support direct deposit . when i missed the question , rush card locked the account down ,and then asked for the proper ID ,ss# and prof of residential address , in which we gave all including military ID’s. that was not good enough .then rush card closed the account , sent back 2 mths of child support to California , and sent the rest of the money to the NEW MEXICO ESCHEATMENT DEPARTMENT. NOW WE have to hire an attorney to deal with the state of NEW MEXICO ,AND FILLING A CIVIL SUIT TOWARDS RUSH CARD (RUSSELL SIMMONS’) THIS IS ALL A BUNCH OF CRAP WHAT THEY HAVE PUT US THROUGH FINANCIALLY. IT IS A MAJOR SET BACK FOR MY FAMILY,AND WILL COST US A LARGE AMOUNT OF MONEY TO RECTIFY THEIR INCOHERENT ABILITY TO DO BUSINESS . I’M NOT CRYING ABOUT THERE FEE’S OR CHARGES,$1.00 ,NO BIG DEAL . THEY SCREWED ME OUT OF $7000.00 DOLLARS……I’M SURE IF IT HAD BEEN $100.00 ,THERE WOULD BE NO PROBLEMS ,AND RUSH CARD EVEN SAID THAT ! RUSH CARD IS NOT SAFE AT ALL ! KEEP YOUR ACCOUNTS UNDER $500.00 ,THAT WAY YOU DON’T LOSE EVERYTHING YOU HAVE .        

      • Rbright68

        I missed one security question ,i’ve had the account over 8 years , and it is only used for child support direct deposit . when i missed the question , rush card locked the account down ,and then asked for the proper ID ,ss# and prof of residential address , in which we gave all including military ID’s. that was not good enough .then rush card closed the account , sent back 2 mths of child support to California , and sent the rest of the money to the NEW MEXICO ESCHEATMENT DEPARTMENT. NOW WE have to hire an attorney to deal with the state of NEW MEXICO ,AND FILLING A CIVIL SUIT TOWARDS RUSH CARD (RUSSELL SIMMONS’) THIS IS ALL A BUNCH OF CRAP WHAT THEY HAVE PUT US THROUGH FINANCIALLY. IT IS A MAJOR SET BACK FOR MY FAMILY,AND WILL COST US A LARGE AMOUNT OF MONEY TO RECTIFY THEIR INCOHERENT ABILITY TO DO BUSINESS . I’M NOT CRYING ABOUT THERE FEE’S OR CHARGES,$1.00 ,NO BIG DEAL . THEY SCREWED ME OUT OF $7000.00 DOLLARS……I’M SURE IF IT HAD BEEN $100.00 ,THERE WOULD BE NO PROBLEMS ,AND RUSH CARD EVEN SAID THAT ! RUSH CARD IS NOT SAFE AT ALL ! KEEP YOUR ACCOUNTS UNDER $500.00 ,THAT WAY YOU DON’T LOSE EVERYTHING YOU HAVE .        

      • Rbright68

        I missed one security question ,i’ve had the account over 8 years , and it is only used for child support direct deposit . when i missed the question , rush card locked the account down ,and then asked for the proper ID ,ss# and prof of residential address , in which we gave all including military ID’s. that was not good enough .then rush card closed the account , sent back 2 mths of child support to California , and sent the rest of the money to the NEW MEXICO ESCHEATMENT DEPARTMENT. NOW WE have to hire an attorney to deal with the state of NEW MEXICO ,AND FILLING A CIVIL SUIT TOWARDS RUSH CARD (RUSSELL SIMMONS’) THIS IS ALL A BUNCH OF CRAP WHAT THEY HAVE PUT US THROUGH FINANCIALLY. IT IS A MAJOR SET BACK FOR MY FAMILY,AND WILL COST US A LARGE AMOUNT OF MONEY TO RECTIFY THEIR INCOHERENT ABILITY TO DO BUSINESS . I’M NOT CRYING ABOUT THERE FEE’S OR CHARGES,$1.00 ,NO BIG DEAL . THEY SCREWED ME OUT OF $7000.00 DOLLARS……I’M SURE IF IT HAD BEEN $100.00 ,THERE WOULD BE NO PROBLEMS ,AND RUSH CARD EVEN SAID THAT ! RUSH CARD IS NOT SAFE AT ALL ! KEEP YOUR ACCOUNTS UNDER $500.00 ,THAT WAY YOU DON’T LOSE EVERYTHING YOU HAVE .        

        • Jackie88

          I am going threw the same thing where the people don’t know how to sleek english and put what they want in blocked my card I am about to go on the news and report thus its been to long.

    • Ckastner21

      Were having a problem with them. $8000 hasn’t been put on our card from our tax return. Did u ever receive ur money?

  • Randy Swineford

    Yes Rushcard is a ripoff! Had one for awhile and thought well I will give it a shot as I have not tried it out yet. I put $200.00 in it and checked it a few days later and to my surprise they deducted $9.95 for a card fee! I called and was told that was a one time charge and not to happen again.Thought OK operating expenses, Mail, staff or what ever.
     Well that was on 11-26 so I thought OK let’s use this thing! 11-30 bought some groceries at Kroger,did an ATM withdrawal ( same date ) went to Chili’s for dinner all on the same date. Thought OK on 12-1 bought some gas and had lunch at Applebee’s. 
     OK now I’ll check my account, 11-30 I was charged $1.00 convenience fee on my groceries, $1.00 $ another $1.95 for my cash withdrawal. My lunch at Chili’s cost me another $1.00 convenience fee!
     On 12-1 My gas I bought, another$1.00 convenience fee, my lunch that same day at Applebees  another $1.00 convenience fee!
     Well better check my account! Wow -$8.95 I knew it would be close as I was trying to get it to a $0.00 balance and never use it again.As to my surprise I did not know about the convenience charges!
     Well I called again and was told that I should have read my contract! Shame on me but this is not a normal practice! Goodbye Rushcard!! 

    • http://www.facebook.com/people/Ana-Gonzalez/100002274801999 Ana Gonzalez

      OMG! WHAT A SCAMMER! HE CLAIMS THAT HE’S TRYING TO HELP OUT THE COMMUNITY BUT HE’S GETTING RICHER BY THE MINUTE EVERY TIME THE CARD IS USED WORLD WIDE, I’M DISAPPOINTED IN THE FACT THAT I WAS GONNA GET ONE BUT CHANGED MY MIND NOW, I WANT TO SAVE MONEY NOT HAVE IT TAKEN FROM ME TO MAKE YOU RICHER THAN WHAT YOU ALREADY ARE, SHAME ON YOU RUSSELL AND KIMORA TOO! THOUGHT Y’ALL WERE COOL BUT ALL YOUS ARE ARE SCAMMERS, I KNEW IT SOUNDED TO GOOD TO BE TRUE, THE ONE THAT I DO HAVE WILL BE DISPOSED OF ASAP! SHAME, SHAME, SHAME ON YOU!

    • Tiffanybryant89

      FYI- the disclosure info tells you that using it as a Debit/POS or ATM transaction charges fees.  The solution to this would be to ALWAYS SWIPE & SIGN as you would any other CREDIT CARD.  Hope this helps….

      • Tiffanybryant89

        Oh yeah, and check out the differences between the PAY-AS-YOU-GO ACCOUNT VERSUS the MONTHLY ACCOUNT options.  [Pay close attention the the FEES. At least it is upfront.  Don't use ATMs and use as a Credit Card as opposed to a Debit Card.  Even the regular banks tell you that cause they know about all of those ATM/DEBIT FEES.]

    • T_breezy88

      Thats why you read the fine print. When you picked your service plan it was staring you in the face. Had rc for years, no problems.

    • frieda

      same  here and they change my direct deposit them self now how is that. i then card charges and i thought it was free got to get out of this. yes scam calling me a lawyer

    • frieda

      same  here and they change my direct deposit them self now how is that. i then card charges and i thought it was free got to get out of this. yes scam calling me a lawyer

    • Johndthompson967

      did you get charged any late fees like other credit cards.

  • Veroplus4

    I have a rush card and its true they charge you to spend your own money and my federal tax return was direct deposit was added to my card I went to take all the money off the card and there is even a limit of how much money your own money you can use a day and each transaction cost so this article is stop on but my credit is too poor for a bank checking account and I pay my bill easily with my card but the fee’s are outrageous. But how ever I ran out of gas today and they did credit me emergency five dollars.

    • Electa5

      Pay as u go I a dollar how is that outragious?

      • Jeffs5831

        after my divorce I was left with a finacial nighmare I could’nt even open a bank account!I recieved my rushcard and its a god save,keep fighting the good fight Mr.simmons and thanks!!

    • http://www.facebook.com/andrea.davisclark Andrea LaShawn Davis-Clark

      My card is fine. I take however much money I want off my card. There has never been a limit on how much I can spend. There is a limit on how much u can put on at one time but i use internet shopping, I go to stores. During Christmas I spent 6,000.00 dollars and at various stores and never got denied. I have a bank account too but would rather use my rushcard. The banks however do have hidden fees. And they know it. But people are looking for an excuse.

  • Jcwrtr

    In compared to paying $34.00 overdraft fee for a $1.99 purchase. I’d rather pay $1-$2 for a atm transaction. I made the correct choice to return to Rushcard. Thank you Mr.Russell Simmons.

    • http://www.facebook.com/richard.riker.376 Richard Riker

      You should NEVER get charged an overdraft fee unless you are an IDIOT and spend more than what is in your account. No wonder minorities cant get ahead when they are so bad at managing their money.

  • Alexbooth67

    Just wondering if the card is used responsibly, will it rep what it claims. Seems someone wants to knock Russell b-cuz he’s a “good” dude who doesn’t live in the land of negative press. Would REALLY LOVE to know if Rushcard is scam-worthy, but my heart says someone doesn’t like ?-Americans to be Uber-Successful…

    • Jj

      I love rushcard. Never had a problem once! Been with them for 9 years

    • CNOHO

      IF YOU ARE FINE WIT BEING FOOLED…..THEN GET ONE.

  • joe

    honestly how do you think billions in drug and other money gets around, you cant walk around with that much cash and you cant deposit that much at a regular bank and catch an irs flag

    i dont think theyre worried about $10 fee

    and obviously not pablo escobar

  • joe

    you idiots its all about money laundering, same as check cashing, you cant pay your water bill with drug money or you dont want to lose ssi so you hide other income by nkt keeping it in a real bank or section 8 housing

    chase screwed me for way more in overdraft fees this is no big deal

    you buy “moneypak” at 7-11 to deposit into it, obviously all this leads to disguising source of money and how much by just using as needed, no one monitoring your actual cash balance

    it just allows cash people to pay bills and maybe not always have a roll on them and look a little more legit, try buying a tv in 1k cash or a car

  • Debra

    Dealing with those prepaid cards are the biggest scam they ever came out with to seperate you from your money, simple advice to anyone, you can open a bank account at any bank and receive a debit card for your account, the banks have fees also but, you have more places to access your money without having to pay those fees, (atm's, the bank themselves) so people stop looking to make someone else rich with your money, look into how to make yourself rich. Think about all the money they are making just on the fee's alone, why keep making these fat cats richer while you stay poorer.

  • shell

    I must have been blind to this whole situation! But, I did read Russell’s claims for trying to provide the black community a chance to get pre-paid cards and after that I was utterly pissed to say the least…IM NOT BLACK..I DON’T NEED TO BETTER MY WHITE COMMUNITY WITH YOUR CORRUPT CARD! YOU ARE SUCH A RACIST AND I ADMIRED YOU AS A BUSINESS MOGUL

  • Kim

    I have had a problem with my card since Feb. and speaking to the customer service at Rush Card is a joke. Do they have anyone their that speaks Engish!!!? I have had charges on my account that I are still not worked out and they have Blocked me from the uses of the the card. Which they should have blocked the charged from the company that I told them about. Instead, they wanted me to pay for the negative balance that the fraugulent company put there. I was all for the services in the beginning when I first got the card, now I would not recommend their card to anyone!!! ANYONE!!!!!! And I am still waiting on a balance to be sent to me…… do anyone ever get their money back? It is not much, but it is MINE…

  • Mrs. Sheryl Williams

    The DEVIL is a lier and I wont my money, right now. Russell u and JP Morgan Is nothing but a rip-off. I have been talking with all of your mangares at the 1 (800) 230-4755 and all they could tell me is A lie. you all need to stop lieing to the puplic. How long do I have to get my money back. to all that read this please call the Better Business Beureau.(call) 1 (404) 766-0875

  • MadBlack

    Only advantage to having this card or any other prepaid card is for businesses that don’t accept cash. The fees are killer. Use wisely.

  • T.S

    I have a rushcard and I’m about to cancel and get my money back. They charge u every time u use ur card. I want to save money not get it taken away. I got the rushcard thinking it will help me save but instead they charge all these fees for just using the card.

  • David

    I dont like that word, or phrase myself, i didnt catch it..it sounds like he is quoting? I dont know, all i know is netspend has always called it underbanked..or i have heard un banked, and i dont know who realy came up with the phrase, maybe the banking system, because they do turn people down…any way you look at it if your un banked your better off..i read yesterday..and i will try and find it and post it..there are 60 million un or underbanked, but they gave a very large number on what banks got on overdraft fees last year..

  • Just Asking

    Atlanta Post, I am having a problem with the term that you used, which was ",,, helping the financially undeserved," What does that really mean. Maybe its just me, but does that describe a group of people that does not deserve to be financially sound? I guess I'm just ingnorant about this…

    • Correct Content

      The correct term they should use is "undeR-served".

  • Cassie

    I’ve had my rush card for 3 years, I love it…. This is the only prepaid that gives cash back for your purchases… Haven’t had any problems.. Even when some one used my card with out my consent, they got my money back to within 3-5 business days….. I was shock, so I’m loving it…….

  • nikki

    It does charge a lot on fees. I have too pay my rent and I do three transactions to get the total amount needed so that’s three fees.

  • Jeanie

    i just recieved the russsel simmons card and they already have taken almost 20 dollars in fees i didn't know i was even being charged for…!!! I already HATE this card!

  • David

    I have been a customer of Net Spend Prepaid sense they opened,i knew it was going to be the next big thing. I looked around and found that no one was doing it, it was back in 98 i think..allot has changed..i give them hell sometimes for kicks really..i want to know that whomever holds my money does it by the book and does not discriminate against not only race, but also someone who don't hold millions in their hands.( i dont lol )I can say this, i have shopped, paid for and dropped many others..they all have lied about fee's..i am thinking on Wallmart at this time, all ready have the account..just have not moved any funds their yet! I can not find any better than Net Spend! I think the website and all the freebees they have are unbeatable as of now..im not going to change until someone can , why would i ? I wont mention names, but i have seen some out their that seems like you would half to be rich to be a part of..and its always someone selling their name..i don't care about no body's name on my card..who the hell do these people think they are..Gods? Im sick of these people selling to the poor..and screaming they dont want to be taxed..they have their money overseas probably..let them go live their to.I am not plugging netspend..dont know anyone their and if i see a better deal im gone..but i can tell you this..i do my homework and as of now they cant be beat, and they actually give out deals that save money, time,and have just given me peace of mind..in these times i cant trust these newbees..hell you know their in it to make money..and i cant, and wont buy in to any company that will play a race card on me..buy here cause we are white,black,orange, or purple..I just want them to take good care of my green..and have manners while they do so! Im not bowing down and paying more fee's for some idol …hey if you can afford it and you need to think your cool to have someones face on your card, or name..go for it..oh that reminds me..netspend will put a familly member on a card for you..now thats class..and something im fixing to partake in with my Grandson's face ..beats the hell out of any others out their too me ! Im sorry if anyone is offended, but times are hard..and i dont have money to throw at the rich..be Blessed !

  • http://mildredchadwick46@yahoo.com the fees are crazy 2 get ur own money out rushcard they need 2 stop chargin u so much 2 get out own

    Hi russell lower ur atm fees payin a lot 2 get my money out

  • http://www.facebook.com/shanebreen Shane Breen

    Hi Russell if you are reading this check your email and contact us re: your company stealing our website content. Thank you!

  • kenny

    I keep telling people the rush card is a ripoff.

  • nyob

    They need to look into Western Union Prepaid too!! What a ripoff.

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