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(Chicago Sun Times) — Blame it on an increase in mortgage delinquencies, higher unemployment and lower credit card limits, but Chicagoans are 8 percent greater credit risks than they were when the recession began, according to TransUnion’s credit risk index.The index, which stood at 121.37 in the fourth quarter of 2007 when the recession began, rose to 131.17 in the second quarter of this year, said Steve Katz, director of consumer brand at Trans- Union. He added that the local increase matches the 8 percent rise in risk nationally.

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